Harford County property record for 1609 Main St, Whiteford, MD 21160
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,778 sqft · built 1920 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Sep 2022) |
| Tax Bill | $1,744 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-038774 |
| Primary APN | 05-038774 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,778 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 147 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 038774 |
|---|---|
| Street Address | 1609 MAIN ST |
| City | WHITEFORD |
| State | MD |
| Zip | 21160-2004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VB |
| Legal Description | LOT 7405 SF 1609 MAIN STREET CARDIFF |
| Legal Subdivision | HAWKINS CHANCE |
| Legal Lot Number | 1609 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 305100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Whiteford-Cardiff Historic District listed 2005 · 140 contributing resources · NRIS 05001278 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1609 MAIN ST, WHITEFORD, MD 21160-2004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed, Transfer · VA Mortgage NATIONWIDE MORTGAGE BANKERS INC |
| Oct 8, 2020 | Grant Deed, Transfer PASSPORT TITLE SERVICES LLC, PASSPORT TITLE SVCS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2022 · Amount on Record |
| Deed Sale | Sep 12, 2022 · Amount on Record |
| Prior Sale | Oct 8, 2020 · Amount on Record |
| Deed Book / Page | 15669 / 1 |
| Transfer Doc | 0000000399 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 12, 2022 |
| Property Address | 1609 MAIN ST, WHITEFORD, MD 21160-2004 |
| Document Number | 0156690001 |
| Book / Page | 15669 / 1 |
| Instrument Date | Sep 9, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2022 |
| Title Company | NOT AVAILABLE, LAND ABSTRACT & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1609 MAIN ST, WHITEFORD, MD 21160-2004 |
| Document Number | 0156690006 |
|---|---|
| Date | Sep 12, 2022 |
| Instrument | 15669-0006 |
| Name | NATIONWIDE MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 8, 2020 |
| Property Address | 1609 MAIN ST, WHITEFORD, MD 21160-2004 |
| Document Number | 0141680185 |
| Book / Page | 014168 / 000185 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2020 |
| Title Company | PASSPORT TITLE SERVICES LLC, PASSPORT TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $75.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1609 MAIN ST WHITEFORD MD 211602004, WHITEFORD, MD 21160-2004 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,100 (+48.66%) | $269,600 (+68.39%) Land $67,100 Building $202,500 | |
| 2025 | $1,744.00 (+4.24%) | ||
| 2023 | $156,800 | $160,100 Land $67,100 Building $93,000 | |
| 2022 | $1,673.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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