1609 Main St, Cross Plains, WI 53528 Property Records

Dane County property record for 1609 Main St, Cross Plains, WI 53528

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,028 sqft · built 1922
Lot Size0.198 acres (8,668 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Jun 2022)
Tax Bill$5,802 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0707-032-6157-4

Property Details

APN / Parcel Number

Primary APN0707-032-6157-4

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,028 sqft
2nd Floor Area1,008 sqft
Basement Area1,008 sqft

Exterior

Year BuiltBuilt 1922
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area8,668 sqft (0.198 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address1609 MAIN ST
CityCROSS PLAINS
StateWI
Zip53528-9652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAILEY & SAEMAN ADDN TO FOXVILLE BLOCK 2 LOT 7
Legal Range07
Legal Township07
Legal Section03
Legal SubdivisionBAILEY & SAEMAN ADD
Legal Block2
Legal Lot Number7
JurisdictionDANE WI
Township / Civil DivisionCROSS PLAINS
Census Block Group1
Census Block1060
Census Tract13000

Owner

1609 Main St is owned and occupied by an individual who bought it in June 2022.

Source: Dane County records, as of January 22, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2706 BIRCHWOOD PASS APT 11, 11, CROSS PLAINS, WI 53528-9329
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNIVERSITY OF WISCONSIN CU
Jun 23, 2022Deed, Transfer · Conventional Mortgage
STATE BANK OF CROSS PLAINS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2022 · Amount on File
Deed SaleJun 23, 2022 · Amount on File
Prior SaleSep 1, 2010
Deed Document Number5843036
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address1609 MAIN ST, CROSS PLAINS, WI 53528-9652
Transaction TypeMortgage
Record UpdatedMay 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005823975
DateApr 5, 2022
Instrument5823975
Lender
NameUNIVERSITY OF WISCONSIN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 4, 2052
Interest
Rate TypeFixed Rate

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionDANE WI
Recording DateJun 23, 2022
Property Address1609 MAIN ST, CROSS PLAINS, WI 53528-9652
Document Number0005843036
Instrument DateJun 17, 2022
Instrument5843036
Transaction TypeTransfer
Record UpdatedMay 25, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1609 MAIN ST, CROSS PLAINS, WI 53528-9652

Mortgage

Document Number0005843037
DateJun 23, 2022
Instrument5843037
Lender
NameSTATE BANK OF CROSS PLAINS
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1609 Main St was $5,802 with a homeowner's exemption.

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
MunicipalityCross Plains Village
Unified School DistrictMiddleton-Cross Plains School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,802.00 Homeowner's exemption$242,500 Land $64,500 Building $178,000$371,500
2023$242,500 Land $64,500 Building $178,000$297,900
2022$4,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1609 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Nearby Flood Policies31 in force
Nearby Flood Claims16 (2001–2022)
Claims Outside the SFHA6 of 16
Most Recent ClaimJun 2022 · other causes
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, Flooding, And Landslides, Aug 2018 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1609 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCROSS PLAINS WATERWORKS
serves 4,100 people · EPA ID WI1130219
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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