Mecklenburg County property record for 1609 Gupton Ct, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,218 sqft · built 1996 |
| Lot Size | 0.36 acres (15,686 sqft) |
| Owner | Individual Name on File |
| Last Sale | $505,000 (May 2019) |
| Tax Bill | $5,962 (2023) |
| Deeds & Mortgages | Jan 2022 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 227-641-08 |
| Primary APN | 227-641-08 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,218 sqft Heated Area |
| Gross Area | 3,870 sqft |
| 1st Floor Area | 1,518 sqft |
| Upper Floors Area | 1,820 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Wood |
| Lot Area | 15,686 sqft (0.36 acres) |
| Garage Area | 532 sqft |
| Deck Area | 108 sqft |
| Patio Area | 319 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 227-641-08 |
|---|---|
| Street Address | 1609 GUPTON CT |
| City | MATTHEWS |
| State | NC |
| Zip | 28105-6857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L69 M26-818 |
| Legal Subdivision | PROVIDENCE MANOR PH 01 |
| Legal Lot Number | 69 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 5, PROVIDENCE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 5832 |
Source: Mecklenburg County records · APN 227-641-08
Assessment roll updated January 1, 2023 · Last verified June 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1609 GUPTON CT, MATTHEWS, NC 28105-6857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Apr 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| May 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on Record |
| Deed Sale | May 10, 2019 · Amount on Record |
| Prior Sale | Aug 29, 2007 · Amount on Record |
| Deed Document Number | 0033498877 |
| Deed Book / Page | 33498 / 877 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1609 GUPTON CT, MATTHEWS, NC 28105-6857 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1609 GUPTON CT, MATTHEWS, NC 28105-6857 |
| Document Number | 0000008773 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 36975/452 |
| Instrument | 2022008773 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 07, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 1609 GUPTON CT, MATTHEWS, NC 28105-6857 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000051729 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 34466/873 |
| Instrument | 2020051729 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 10, 2019 |
| Property Address | 1609 GUPTON CT, MATTHEWS, NC 28105-6857 |
| Document Number | 0000056618 |
| Book / Page | 33498 / 877 |
| Map Reference | MB 26 PG 818 |
| Instrument Date | May 03, 2019 |
| Instrument | 2019056618 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,010.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 135 S 20TH ST # ST1504, 135, PHILADELPHIA, PA 19103-4633 |
| Name | Verified Name |
|---|---|
| Address | 1609 GUPTON CT, MATTHEWS, NC 28105-6857 |
| Document Number | 0000056619 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 2019056619 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Matthews Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (2008–2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Uniti Group DSL · Fiber in parts of the area | 200 / 20 |
Based on FCC filings for 181 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | CHARLOTTE WATER |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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