1609 Exeter Rd, Westminster, MD 21157 Property Records

Carroll County property record for 1609 Exeter Rd, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	1.5 Baths
Year Built	Built 1965
Square Footage	1,036 sqft Total Area
Lot Size	25,559 sqft (0.587 acres)
Garage	Carport, 273 sqft
Occupancy	Owner Occupied
Last Sale	$283,000 (2020)
Tax Bill	$3,652.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-008279`
Alternative APN	`008279`

Interior

Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,036 sqft Total Area
Basement Area	700 sqft Basement
Finished Basement	700 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	25,559 sqft (0.587 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Carport Garage
Garage Area	273 sqft Garage
Carport	Carport
Carport Area	273 sqft Carport
Shed	1 Shed
Shed Area	192 sqft Shed
Deck Area	308 sqft Deck

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Baseboard Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	008279
Street Address	1609 EXETER RD
City	WESTMINSTER
State	MD
Zip	21157-6801
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT - 25559 SF 1609 EXETER RD NR SE/S MD RTE 27
Legal Subdivision	MERRYMAN HEIGHTS SEC 2
Legal Lot Number	6
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	2
Census Block	2001
Census Tract	507802

Owner

Source: Carroll County records · APN 07-008279

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1609 EXETER RD, WESTMINSTER, MD 21157-6801
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 19, 2020 · Amount on Record
Deed Sale	Jun 19, 2020 · Amount on Record
Prior Sale	May 14, 2010 · Amount on Record
Deed Book / Page	9727 / 197
Record Refreshed	Sep 20, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jun 19, 2020
Property Address	1609 EXETER RD, WESTMINSTER, MD 21157-6801
Document Number	0097270197
Book / Page	009727 / 000197
Instrument Date	Jun 12, 2020
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	LAKESIDE ESCROW AND CLOSING SERVICES, LAKESIDE ESCROW & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$283.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1609 EXETER RD WESTMINSTER MD 211576801, WESTMINSTER, MD 21157-6801

Mortgage

Document Number	97270204
Date	Jun 19, 2020
Book Page	009727/000204

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,100 (+24.27%) Land $105,100 Building $238,000	$343,100 (+24.27%) Land $105,100 Building $238,000
2025	$3,652.00 (+17.09%)
2023	$3,119.00	$276,100 Land $105,100 Building $171,000	$276,100 Land $105,100 Building $171,000

Flood & Wildfire

1609 Exeter Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.