1609 E 500 S, Cutler, IN 46920 Property Records

Carroll County property record for 1609 E 500 S, Cutler, IN 46920

Property Summary

Property Type	Agricultural Vacant Land
Details	4 bd · 2 ba · 2,232 sqft · built 1954
Lot Size	81.6 acres (3,555,803 sqft)
Owner	Trust Name on File
Tax Bill	$1,891 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Feb 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-13-02-000-003.000-008`

Property Details

APN / Parcel Number

Primary APN	`08-13-02-000-003.000-008`
Alternative APNs	`01513326343` `0061900300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,232 sqft Living Area
1st Floor Area	2,232 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Wood
Roof Material	Metal
Lot Area	3,555,803 sqft (81.6 acres)
Garage Type	Attached
Garage Area	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Account Number	01513326343
Street Address	1609 E 500 S
City	CUTLER
State	IN
Zip	46920-9406
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Legal Description	006-19003-00 PT NE4 2-23-1 81.63 AC
Jurisdiction	CARROLL IN
Township / Civil Division	DEMOCRAT
Census Block Group	2
Census Block	2047
Census Tract	959900

Owner

1609 E 500 S, agricultural vacant land, is held in a trust since February 2023.

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	2055 W 150 S, FLORA, IN 46929-9246
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Feb 6, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage FARM CREDIT MID AMERICA FLCA
Jan 19, 2023	Warranty Deed, Transfer
Jan 9, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2023
Deed Sale	Feb 6, 2023
Prior Sale	Jan 19, 2023
Deed Document Number	2023269
Prior Transfer Date	Dec 18, 2022
Prior Transfer Doc	2023000063
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	1609 E 500 S, CUTLER, IN 46920-9406
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2055 W 150 S, FLORA, IN 46929-9246

Mortgage

Document Number	2023000581
Date	Mar 9, 2023
Instrument	2023000581

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	FLORA, IN 46929

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Feb 21, 2048

Interest

Rate Type	Adjustable Rate

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL IN
Recording Date	Feb 6, 2023
Property Address	1609 E 500 S, CUTLER, IN 46920-9406
Document Number	2023000269
Map Reference	DOC 2015000528
Instrument Date	Jan 27, 2023
Instrument	2023000269
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3179 E 500 S, CUTLER, IN 46920-9472

Mortgage

Document Number	2023000270
Date	Feb 6, 2023
Instrument	2023000270

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Jan 19, 2023
Property Address	1609 E 500 S, CUTLER, IN 46920-9406
Document Number	2023000143
Instrument Date	Dec 21, 2022
Instrument	2023000143
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2055 W 150 S, FLORA, IN 46929-9246

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL IN
Recording Date	Jan 9, 2023
Property Address	1609 E 500 S, CUTLER, IN 46920-9406
Document Number	2023000063
Instrument Date	Dec 18, 2022
Instrument	2023000063
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 E 500 S, CUTLER, IN 46920-9406

Tax Assessment & Valuation

The 2025 property tax bill for 1609 E 500 S was $1,891, up 3.1% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Democrat Township
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,891.00 (+3.05%)	$179,900 Land $179,900	$179,900 Land $179,900
2024	$1,835.00
2023		$392,300 (+15.11%) Land $218,900 Building $173,400	$392,300 (+15.11%) Land $218,900 Building $173,400
2022	$2,587.00	$340,800 Land $179,200 Building $161,600	$340,800 Land $179,200 Building $161,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1609 E 500 S in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1609 E 500 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mulberry Cooperative Telephone Company Fiber	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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