1609 Cressa Ct, Springfield, IL 62704 Property Records

Sangamon County property record for 1609 Cressa Ct, Springfield, IL 62704

Property Summary

Property TypeSingle Family Home
Lot Size0.289 acres (12,600 sqft)
Owner2 Individual Names on Record
Last Sale$560,000 (Jan 2026)
Tax Bill$12,987 (2025)
Deeds & MortgagesOct 2025 Mortgage
Mar 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN22-06.0-252-026

Property Details

APN / Parcel Number

Primary APN22-06.0-252-026
Alternative APN
  • 22060252026 (CHECK DIGIT = 9)

Exterior

Lot Area12,600 sqft (0.289 acres)

Location & Zoning

Account Number22060252026
Street Address1609 CRESSA CT
CitySPRINGFIELD
StateIL
Zip62704-3279
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 100 TARA HILL 5TH ADDN (12,600 SQ FT) 6-15-5
Legal Range05
Legal Township15
Legal Section06
Legal SubdivisionTARA HILL 5TH ADD
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group2
Census Block2035
Census Tract2001

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1609 CRESSA CT, SPRINGFIELD, IL 62704-3279
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Deed of Trust, Mortgage · Conventional Mortgage
BANK OF SPRINGFIELD
Mar 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF SPRINGFIELD
Jun 9, 2009Deed of Trust, Mortgage · Stand-Alone First Mortgage
CITIZENS EQUITY FIRST CU
Jan 29, 2026Warranty Deed, Transfer · Conventional Mortgage
INB NA
Jul 24, 2018Warranty Deed, Transfer · Conventional Mortgage
BANK OF SPRINGFIELD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2026 · Amount on Record
Deed SaleJan 29, 2026 · Amount on Record
Prior SaleJul 24, 2018 · Amount on Record
Deed Document Number20261591
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1609 CRESSA CT, SPRINGFIELD, IL 62704-3279
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2025R19331
DateOct 30, 2025
Instrument2025R19331
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueApr 29, 2026
Interest
Rate TypeFixed Rate
Rate8.25%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1609 CRESSA CT, SPRINGFIELD, IL 62704-3279
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R04494
DateMar 4, 2020
Instrument2020R04494
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 1, 2030
Interest
Rate TypeFixed Rate

June 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address1609 CRESSA CT, SPRINGFIELD, IL 62704-3279
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2009R29998
DateJun 9, 2009
Instrument2009R29998
Lender
NameCITIZENS EQUITY FIRST CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term120 Months
DueJun 8, 2019
Interest
Rate TypeAdjustable Rate
Rate3.25%

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJan 29, 2026
Property Address1609 CRESSA CT, SPRINGFIELD, IL 62704-3279
Document Number2026R01591
Instrument DateJan 28, 2026
Instrument2026R01591
Transaction TypeTransfer
Record UpdatedFeb 18, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$840.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1609 CRESSA CT, SPRINGFIELD, IL 62704-3279

Mortgage

Document Number2026R01592
DateJan 29, 2026
Instrument2026R01592
Lender
NameINB NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.5%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2020
Change FrequencyAnnually
Min Rate At Change6.5%
Max Rate At Change11.5%
Index1-Year CMT
Max Rate11.5%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateJul 24, 2018
Property Address1609 CRESSA CT, SPRINGFIELD, IL 62704-3279
Document Number2018R15204
Instrument DateJul 5, 2018
Instrument2018R15204
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$547.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1609 CRESSA CT, SPRINGFIELD, IL 62704-3279

Mortgage

Document Number2018R15205
DateJul 24, 2018
Instrument2018R15205
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2033
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,987.00 (+3.63%)$166,414 (+7.22%) Land $26,361 Building $140,053$499,242 (+7.22%) Land $79,083 Building $420,159
2024$12,532.00 (+9.39%) Homeowner's exemption$155,208 (+15.96%) Land $24,586 Building $130,622$465,624 (+15.96%) Land $73,758 Building $391,866
2022$11,456.00 Homeowner's exemption$133,847 Land $21,302 Building $112,545$401,541 Land $63,906 Building $337,635

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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