1609 Cottage Ln, Towson, MD 21286 Property Records

Baltimore County property record for 1609 Cottage Ln, Towson, MD 21286

Property Summary

Property Type	Townhouse
Details	2 ba · 1,580 sqft · built 1953
Lot Size	0.048 acres (2,100 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Nov 2009)
Tax Bill	$4,049 (2024)
Deeds & Mortgages	Nov 2018 Mortgage Jan 2020 Mortgage
APN	`09-0907150720`

Property Details

APN / Parcel Number

Primary APN	`09-0907150720`
Alternative APNs	`90907150720` `0907150720`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,580 sqft Living Area
1st Floor Area	640 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	2,100 sqft (0.048 acres)
Lot Dimensions	105 ft deep x 20 ft wide
Porch	Open Porch
Porch Area	84 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0907150720
Street Address	1609 COTTAGE LN
City	TOWSON
State	MD
Zip	21286-8202
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOCH RAVEN VILLAGE
Legal Subdivision	LOCH RAVEN VILLAGE
Legal Block	12
Legal Lot Number	25
Jurisdiction	BALTIMORE MD
Township / Civil Division	9
Census Block Group	1
Census Block	1028
Census Tract	491202

Owner

1609 Cottage Ln, a townhouse, is owned by an individual who bought it in November 2009.

Source: Baltimore County records, as of August 26, 2025

Owner of Record	Individual Name on File
Mailing Address	726 THORNWOOD DR, ODENTON, MD 21113-1565
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage ALLIED MORTGAGE GROUP INC
Jan 17, 2020	Deed of Trust, Mortgage · FHA Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2009 · Amount on File
Deed Sale	Nov 9, 2009 · Amount on File
Prior Sale	Mar 23, 1994 · Amount on File
Deed Document Number	2009399932
Deed Book / Page	28830 / 469
Transfer Doc	0201430275
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1609 COTTAGE LN, TOWSON, MD 21286-8202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ENDEAVOR TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0408430075
Date	Nov 5, 2018
Book Page	0040843/075

Lender

Name	ALLIED MORTGAGE GROUP INC
Type	Mortgage Company
Address	BALA CYNWYD, PA 19004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1609 COTTAGE LN, TOWSON, MD 21286-8202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0423610330
Date	Jan 17, 2020
Book Page	42361/330

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$219,500 Land $74,000 Building $145,500	$219,500 Land $74,000 Building $145,500
2024	$4,049.00 (+16.59%)
2023	$3,473.00	$197,167	$219,500 Land $74,000 Building $145,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1609 Cottage Ln.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1609 Cottage Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.

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