1609 Comanche Trl, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 1609 Comanche Trl, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,256 sqft · built 1970
Lot Size	0.918 acres (39,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Jan 2023)
Tax Bill	$3,608 (2024)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-2S-28-0000-00500-0000`

Property Details

APN / Parcel Number

Primary APN	`27-2S-28-0000-00500-0000`
Alternative APN	`S282270000005000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,256 sqft Living Area
Gross Area	4,108 sqft
1st Floor Area	1,156 sqft
Upper Floors Area	1,100 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	39,988 sqft (0.918 acres)
Lot Dimensions	200 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	32 sqft
Patio Area	718 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1609 COMANCHE TRL
City	GULF BREEZE
State	FL
Zip	32563-9140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DESCRIPTION UPDATE FOR 2023 COM AT SW CORN LOT 7 BLK 4 OF CHEROKEE ACRES SUB FOR POB THN N ON W LOT LN 159.60 FT TO S R/W OF CHIPPEWA DR THN ANG 90* LFT 33.00 FT THN ANG 90* RT 40.00 FT THN ANG 90* LFT 167 FT THN ANG 90* LFT 199.66 FT THN ANG 90* L
Legal Range	28W
Legal Township	2S
Legal Section	27
Legal Subdivision	CHEROKEE
Legal Block	4
Legal Lot Number	7
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	4
Census Block	4000
Census Tract	10814

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1609 COMANCHE TRL, GULF BREEZE, FL 32563-9140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2023 · Amount on Record
Deed Sale	Jan 30, 2023 · Amount on Record
Prior Sale	May 3, 2019 · Amount on Record
Deed Document Number	20233776
Deed Book / Page	4362 / 1893
Prior Transfer Date	Jan 25, 2023
Prior Transfer Doc	0043621893
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 30, 2023
Property Address	1609 COMANCHE TRL, GULF BREEZE, FL 32563-9140
Document Number	0043621893
Book / Page	4362 / 1893
Instrument Date	Jan 25, 2023
Instrument	202303776
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 COMANCHE TRL, GULF BREEZE, FL 32563-9140

Mortgage

Document Number	0043621895
Date	Jan 30, 2023
Instrument	4362/1895

Lender

Name	MORTGAGE ASSURANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$321,843 (+2.9%)	$360,329 (+9.87%) Land $92,400 Building $267,929
2024	$3,608.00 (-2.46%) Homeowner's exemption	$312,773 (+3%)	$327,970 (+5.52%) Land $84,000 Building $243,970
2023	$3,699.00 (+2.58%) Homeowner's exemption	$303,663 (+3%)	$310,809 (+5.42%) Land $70,000 Building $240,809
2022	$3,606.00 Homeowner's exemption	$294,818	$294,818 Land $58,500 Building $236,318

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 343 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	343 in force
Nearby Flood Claims	418 (1995–2024)
Claims Outside the SFHA	108 of 418
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 39 claims Hurricane Frances, Sep 2004 · 218 claims Hurricane Opal, Oct 1995 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20