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1609 Chenault Dr SE, Decatur, AL 35601 Property Records

Morgan County property record for 1609 Chenault Dr SE, Decatur, AL 35601

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,884 sqft · built 1981
Lot Size0.323 acres (14,100 sqft)
Owner2 Individual Names on File
Last Sale$67,000 (Oct 2005)
Tax Bill$439 (2025)
Deeds & MortgagesMay 2020 Mortgage
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN03-09-29-3-001-006.000

Property Details

APN / Parcel Number

Primary APN03-09-29-3-001-006.000
Alternative APNs
  • 160438
  • 15163

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,884 sqft Living Area
1st Floor Area1,884 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,100 sqft (0.323 acres)
Lot Dimensions150 ft deep x 135 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number160438
Street Address1609 CHENAULT DR SE
CityDECATUR
StateAL
Zip35601-5049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSO 15' LOT 25 N 4' LOT 27 & ALL LOT 26 BLK 4 SUB BUENA VISTA ADD 1 PLAT BK 1 P 105
Legal Range4W
Legal Township5S
Legal Section29
Legal SubdivisionBUENA VISTA ADD 1
Legal Block4
Legal Lot Number26
JurisdictionMORGAN AL
Township / Civil DivisionDECATUR
Census Block Group2
Census Block2007
Census Tract300

Owner

1609 Chenault Dr SE is owned and occupied by two individuals who acquired it in March 2020.

Source: Morgan County records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address1609 CHENAULT DR SE, DECATUR, AL 35601-5049
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL RESOURCES INC
Feb 24, 2022Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
May 12, 2020Affidavit, Transfer
NORTH ALABAMA TITLE, NORTH ALABAMA T&E
May 12, 2020Intrafamily Transfer, Transfer
NORTH BEACH TITLE AND ESCROW, NORTH ALABAMA TITLE & ESCROW

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2005 · Amount on File
Deed SaleOct 21, 2005 · Amount on File
Deed Book / Page2005 / 8399
Last Transfer DateMar 24, 2020
Transfer Doc02020/3824
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address1609 CHENAULT DR SE, DECATUR, AL 35601-5049
Transaction TypeMortgage
Record UpdatedApr 5, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/18543
DateMay 12, 2020
Book Page2020/18543
Lender
NameAMERICAN FINANCIAL RESOURCES INC
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2050

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address1609 CHENAULT DR SE, DECATUR, AL 35601-5049
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022/9698
DateFeb 24, 2022
Book Page2022/9698
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

May 2020: Affidavit, Transfer

Document TypeAffidavit
JurisdictionMORGAN AL
Recording DateMay 12, 2020
Property Address1609 CHENAULT DR SE, DECATUR, AL 35601-5049
Document Number2020/3737
Book / Page2020 / 3737
Map ReferenceMB 1 PG 105
Instrument DateApr 24, 2020
Transaction TypeTransfer
Record UpdatedMay 17, 2021
Title CompanyNORTH ALABAMA TITLE, NORTH ALABAMA T&E

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMORGAN AL
Recording DateMay 12, 2020
Property Address1609 CHENAULT DR SE, DECATUR, AL 35601-5049
Document Number02020/3824
Book / Page2020 / 3824
Instrument DateMar 24, 2020
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanyNORTH BEACH TITLE AND ESCROW, NORTH ALABAMA TITLE & ESCROW

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1609 CHENAULT DR SE, DECATUR, AL 35601-5049

Tax Assessment & Valuation

The 2025 property tax bill for 1609 Chenault Dr SE was $439 with a homeowner's exemption.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMorgan County
MunicipalityDecatur City
Unified School DistrictDecatur City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$439.00 Homeowner's exemption$10,760 (-) Land $1,940 Building $8,820$107,600 (-) Land $19,400 Building $88,200
2024$10,760 (-) Land $1,940 Building $8,820$107,600 (-) Land $19,400 Building $88,200
2023$439.00 Homeowner's exemption$10,760 (-) Land $1,940 Building $8,820$107,600 (-) Land $19,400 Building $88,200
2022$439.00 Homeowner's exemption$10,760 Land $1,940 Building $8,820$107,600 Land $19,400 Building $88,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1609 Chenault Dr SE in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 42 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims42 (1983–2015)
Claims Outside the SFHA5 of 42
Most Recent ClaimDec 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims
  • Severe Storms & Flooding, Dec 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1609 Chenault Dr SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.5% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR, MUNICIPAL UB OF
serves 77,103 people · EPA ID AL0001084
Water SourceSurface water
Last State InspectionApr 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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