1609 Chaparral Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 1609 Chaparral Dr, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,564 sqft · built 1970
Lot Size	1.37 acres (59,677 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jul 2019)
Tax Bill	$5,825 (2026)
Deeds & Mortgages	Jul 2019 Construction Loan
Flood Zone	Zone A (high risk)
APN	`0901-072-00000`

Property Details

APN / Parcel Number

Primary APN	`0901-072-00000`
Alternative APN	`11076`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	2,564 sqft Living Area
Gross Area	3,977 sqft
1st Floor Area	1,796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	59,677 sqft (1.37 acres)
Porch	Slab
Porch Area	192 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0901-072-00000
Street Address	1609 CHAPARRAL DR
City	GAINESVILLE
State	TX
Zip	76240-0599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADLER H 0901
Legal Subdivision	SADLER H
Jurisdiction	COOKE TX
Township / Civil Division	MUENSTER
Census Block Group	2
Census Block	2084
Census Tract	200

Owner

1609 Chaparral Dr is owned by an individual who bought it in July 2019.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	10843 S FM 372, VALLEY VIEW, TX 76272-6349
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Deed Document Number	201993812
Deed Book / Page	2272 / 641
Prior Transfer Date	Jul 22, 2019
Prior Transfer Doc	2272/641
Record Updated	Oct 29, 2026

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jul 23, 2019
Property Address	1609 CHAPARRAL DR, GAINESVILLE, TX 76240-0599
Document Number	002272/641
Book / Page	2272 / 641
Map Reference	VOL 627 PG 444
Instrument Date	Jul 22, 2019
Instrument	2019-93812
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2100 FM 2071, GAINESVILLE, TX 76240-1400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10843 S FM 372, VALLEY VIEW, TX 76272-6349

Mortgage

Document Number	0201993813
Date	Jul 23, 2019
Instrument	2019-93813

Lender

Name	NASCOGA FCU
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1609 Chaparral Dr was $5,825, down 25.5% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Sivells Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,825.00 (-25.55%)	$491,383 (-25.55%) Land $335,957 Building $155,426	$491,383 (-26.34%) Land $335,957 Building $155,426
2025	$7,824.00 (+21.79%)	$660,000 Land $416,098 Building $251,031	$667,129 Land $416,098 Building $251,031
2024	$6,424.00
2023		$502,876 Land $286,083 Building $216,793	$502,876 Land $286,083 Building $216,793
2022	$6,711.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1609 Chaparral Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2009–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1609 Chaparral Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 52% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100
ElektraFi Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3