1609 Carousel Rd, Chattanooga, TN 37411 Property Records

Hamilton County property record for 1609 Carousel Rd, Chattanooga, TN 37411

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,056 sqft · built 1960
Lot Size	0.383 acres (16,716 sqft)
Owner	Individual Name on Record
Last Sale	$235,500 (Oct 2023)
Tax Bill	$843 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`137P D 005`

Property Details

APN / Parcel Number

Primary APN	`137P D 005`
Alternative APN	`0000065811`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,716 sqft (0.383 acres)
Lot Dimensions	185 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000065811
Street Address	1609 CAROUSEL RD
City	CHATTANOOGA
State	TN
Zip	37411-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 38 ADDN TO RIDGEWOOD ACRES PB 19 PG 75
Legal Subdivision	ADDITION TO RIDGEWOOD ACRES
Legal Lot Number	38
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1003
Census Tract	3200

Owner

Source: Hamilton County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1609 CAROUSEL RD, CHATTANOOGA, TN 37411-1010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Aug 4, 2025	Deed of Trust, Mortgage · VA Mortgage SAYGO HOME LOANS LLC
Jul 10, 2024	Deed of Trust, Mortgage · VA Mortgage VALOREM LENDING LLC
Oct 18, 2023	Warranty Deed, Transfer · VA Mortgage UNION HOME MORTGAGE CORP
Apr 17, 2023	Warranty Deed, Transfer APL WARRANTY TITLE LLC, WARRANTY TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Prior Sale	Apr 17, 2023 · Amount on Record
Deed Document Number	202346
Deed Book / Page	13426 / 282
Prior Transfer Date	Apr 27, 2000
Prior Transfer Doc	5762340
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Recording Date	Jun 3, 2026
Property Address	1609 CAROUSEL RD, CHATTANOOGA, TN 37411-1010
Document Number	0000000211
Book / Page	14322 / 83
Instrument Date	Apr 8, 2026
Instrument	2026211
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 CAROUSEL RD, CHATTANOOGA, TN 37411-1010

Mortgage

Document Number	0000000211,
Date	Jun 3, 2026
Book Page	14322/83
Instrument	2026211

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1609 CAROUSEL RD, CHATTANOOGA, TN 37411-1010
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 CAROUSEL RD, CHATTANOOGA, TN 37411-1010

Mortgage

Document Number	0000000194
Date	Aug 4, 2025
Book Page	14003/724
Instrument	2025080400194

Lender

Name	SAYGO HOME LOANS LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85250

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 1, 2052

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1609 CAROUSEL RD, CHATTANOOGA, TN 37411-1010
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 CAROUSEL RD, CHATTANOOGA, TN 37411-1010

Mortgage

Document Number	0000000133
Date	Jul 10, 2024
Book Page	13645/450
Instrument	2024071000133

Lender

Name	VALOREM LENDING LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 18, 2023
Property Address	1609 CAROUSEL RD, CHATTANOOGA, TN 37411-1010
Document Number	0000000046
Book / Page	13426 / 282
Map Reference	MB 19 PG 75
Instrument Date	Oct 16, 2023
Instrument	2023101800046
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, WARRANTY TTL LLC DBA WARRANT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$871.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 CAROUSEL RD, CHATTANOOGA, TN 37411-1010

Mortgage

Document Number	0000000047
Date	Oct 18, 2023
Instrument	2023101800047

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Nov 1, 2025

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 17, 2023
Property Address	1609 CAROUSEL RD, CHATTANOOGA, TN 37411-1010
Document Number	0000000057
Book / Page	13264 / 551
Map Reference	MB 19 PG 75
Instrument Date	Apr 14, 2023
Instrument	2023041700057
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	APL WARRANTY TITLE LLC, WARRANTY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$469.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 CAROUSEL RD, CHATTANOOGA, TN 37411-1010
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$843.00 (+119.53%)	$55,625 (+223.4%)	$222,500 (+223.4%) Land $31,300 Building $191,200
2024	$384.00	$17,200 (-)	$68,800 (-) Land $18,800 Building $50,000
2023	$384.00	$17,200 (-)	$68,800 (-) Land $18,800 Building $50,000
2022	$384.00	$17,200	$68,800 Land $18,800 Building $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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