1609 Bonanza Ln, Folsom, CA 95630 Property Records

Sacramento County property record for 1609 Bonanza Ln, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,203 sqft · built 2013
Lot Size	0.065 acres (2,812 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jun 2018)
Tax Bill	$7,351 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-1920-048-0000`

Property Details

APN / Parcel Number

Primary APN	`071-1920-048-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,203 sqft Living Area
1st Floor Area	1,032 sqft
2nd Floor Area	1,171 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	2,812 sqft (0.065 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1609 BONANZA LN
City	FOLSOM
State	CA
Zip	95630-7389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-RM-8 (S
Legal Description	THE COLLECTION TRAILS AT FOLSOM, LOT 88
Legal Subdivision	THE COLLECTION TRAILS AT FOLSOM
Legal Lot Number	88
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4019
Census Tract	8501

Owner

1609 Bonanza Ln is owned and occupied by two individuals who bought it in June 2018.

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1609 BONANZA LN, FOLSOM, CA 95630-7389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 28, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK
Jun 15, 2018	Quit Claim Deed, Construction Loan · Construction Mortgage MASTERS TEAM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2018 · Amount on File
Deed Sale	Jun 28, 2018 · Amount on File
Prior Sale	Sep 11, 2013 · Amount on File
Deed Book / Page	20180628 / 12
Prior Transfer Date	Jun 11, 2018
Prior Transfer Doc	6150000001014
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1609 BONANZA LN, FOLSOM, CA 95630-7389
Document Number	1909170904
Instrument Date	Sep 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1609 BONANZA LN FOLSOM CA 956307389, FOLSOM, CA 95630-7389

Mortgage

Document Number	1909170904
Date	Sep 17, 2019
Instrument	1909170904

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 28, 2018
Property Address	1609 BONANZA LN, FOLSOM, CA 95630-7389
Document Number	1806280012
Instrument Date	Jun 25, 2018
Instrument	1806280012
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1609 BONANZA LN FOLSOM CA 956307389, FOLSOM, CA 95630-7389

Mortgage

Document Number	1806280013
Date	Jun 28, 2018
Instrument	1806280013

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2048

June 2018: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 15, 2018
Property Address	1609 BONANZA LN, FOLSOM, CA 95630-7389
Document Number	1806151014
Instrument Date	Jun 11, 2018
Instrument	1806151014
Transaction Type	Construction Loan
Record Updated	Jul 2, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1609 BONANZA LN FOLSOM CA 956307389, FOLSOM, CA 95630-7389

Mortgage

Document Number	1806151015
Date	Jun 15, 2018
Instrument	1806151015

Lender

Name	MASTERS TEAM MORTGAGE
Type	Bank
Address	FOLSOM, CA 95630

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 14, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 1609 Bonanza Ln was $7,351 with a homeowner's exemption, up 1.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$609,303 (+2%) Land $185,691 Building $423,612
2025	$7,351.00 (+1.9%) Homeowner's exemption	$597,356 Land $182,050 Building $415,306
2024	$7,214.00 (+1.55%)
2023	$7,104.00 (+1.37%) Homeowner's exemption	$574,162 Land $174,982 Building $399,180
2022	$7,008.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1609 Bonanza Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1609 Bonanza Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Succeed.Net, Verizon.

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