1609 Bennett Ave, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1609 Bennett Ave, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,280 sqft · built 1920
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Sep 2023)
Tax Bill	$1,142 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146O J 011`

Property Details

APN / Parcel Number

Primary APN	`146O J 011`
Alternative APN	`0000077237`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1988
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000077237
Street Address	1609 BENNETT AVE
City	CHATTANOOGA
State	TN
Zip	37404-4317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 12 BLK 35 MRS I W HENDERSONS ADDN PB 2 PG 46
Legal Subdivision	HENDERSONS I W
Legal Block	35
Legal Lot Number	12
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1052
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1609 Bennett Ave is owned and occupied by two individuals who bought it in September 2023.

Source: Hamilton County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1609 BENNETT AVE, CHATTANOOGA, TN 37404-4317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on File
Deed Sale	Sep 6, 2023 · Amount on File
Prior Sale	Sep 4, 2012 · Amount on File
Deed Document Number	2023186
Deed Book / Page	13392 / 510
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 6, 2023
Property Address	1609 BENNETT AVE, CHATTANOOGA, TN 37404-4317
Document Number	0000000186
Book / Page	13392 / 510
Map Reference	MB 3 PG 18
Instrument Date	Sep 6, 2023
Instrument	2023090600186
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1609 BENNETT AVE, CHATTANOOGA, TN 37404-4317

Mortgage

Document Number	0000000187
Date	Sep 6, 2023
Instrument	2023090600187

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1609 Bennett Ave was $1,142, up 46.6% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,142.00 (+46.6%)	$75,350 (+116.21%)	$301,400 (+116.21%) Land $70,000 Building $231,400
2024	$779.00	$34,850 (-)	$139,400 (-) Land $40,000 Building $99,400
2023	$779.00	$34,850 (-)	$139,400 (-) Land $40,000 Building $99,400
2022	$779.00	$34,850	$139,400 Land $40,000 Building $99,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1609 Bennett Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1990–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1609 Bennett Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20