1609 Bay Hawk Ln, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 1609 Bay Hawk Ln, Saint Augustine, FL 32084 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,421 sqft · built 1995
Lot Size	0.31 acres (13,503 sqft)
Owner	2 Individual Names on File
Last Sale	$348,500 (Dec 2023)
Tax Bill	$3,546 (2025)
Deeds & Mortgages	Jul 2026 Sale Dec 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`101562-0040`

Property Details

APN / Parcel Number

Primary APN	`101562-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,421 sqft Living Area
Gross Area	2,169 sqft
1st Floor Area	1,421 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,503 sqft (0.31 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	308 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1609 BAY HAWK LN
City	SAINT AUGUSTINE
State	FL
Zip	32084-8250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23/41-42 PINE LAKES BLK 2 LOT 4 OR5866/331
Legal Range	29E
Legal Township	07S
Legal Section	35
Legal Subdivision	PINE LAKES
Legal Block	2
Legal Lot Number	4
Jurisdiction	ST JOHNS FL
Township / Civil Division	HASTINGS
Census Block Group	1
Census Block	1002
Census Tract	21103

Owner

Source: St. Johns County records · APN 101562-0040

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1609 BAY HAWK LN, SAINT AUGUSTINE, FL 32084-8250
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Dec 05, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Aug 04, 2023	Warranty Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Aug 13, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
May 24, 2019	Warranty Deed, Transfer · VA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 05, 2023 · Amount on Record
Deed Sale	Dec 05, 2023 · Amount on Record
Prior Sale	Aug 04, 2023 · Amount on Record
Deed Document Number	202394342
Deed Book / Page	5866 / 331
Prior Transfer Date	Oct 16, 2000
Prior Transfer Doc	0000049211
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 13, 2026
Property Address	1609 BAY HAWK LN, SAINT AUGUSTINE, FL 32084-8250
Document Number	0000059420
Book / Page	6399 / 1728
Instrument Date	Jul 10, 2026
Instrument	202659420
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1609 BAY HAWK LN, SAINT AUGUSTINE, FL 32084-8250

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 05, 2023
Property Address	1609 BAY HAWK LN, SAINT AUGUSTINE, FL 32084-8250
Document Number	0058660331
Book / Page	5866 / 331
Map Reference	MB 23 PG 41
Instrument Date	Dec 01, 2023
Instrument	2023094342
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,439.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13361 ATLANTIC BLVD, JACKSONVILLE, FL 32225-5569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 BAY HAWK LN, SAINT AUGUSTINE, FL 32084-8250

Mortgage

Document Number	0005866333
Date	Dec 05, 2023
Instrument	5866/333

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2053

August 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Aug 04, 2023
Property Address	1609 BAY HAWK LN, SAINT AUGUSTINE, FL 32084-8250
Document Number	0058050100
Book / Page	5805 / 100
Map Reference	MB 23 PG 41&42
Instrument Date	Aug 03, 2023
Instrument	2023061629
Transaction Type	Construction Loan
Record Updated	Aug 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 199, VEGA ALTA, PA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13245 ATLANTIC BLVD # 4187, 4187, JACKSONVILLE, FL 32225-7121

Mortgage

Document Number	0005805104
Date	Aug 04, 2023
Instrument	5805/104

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1609 BAY HAWK LN, SAINT AUGUSTINE, FL 32084-8250
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 BAY HAWK LN, SAINT AUGUSTINE, FL 32084-8250

Mortgage

Document Number	0053421973
Date	Aug 13, 2021
Book Page	5342/1973
Instrument	2021089748

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 24, 2019
Property Address	1609 BAY HAWK LN, SAINT AUGUSTINE, FL 32084-8250
Document Number	0047290540
Book / Page	4729 / 0540
Map Reference	MB 23 PG 41&42
Instrument Date	May 22, 2019
Instrument	2019035947
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,617.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 BAY HAWK LN, SAINT AUGUSTINE, FL 32084-8250

Mortgage

Document Number	0004729542
Date	May 24, 2019
Instrument	4729/542

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,770 (+2.7%)	$320,664 (+5.33%) Land $80,000 Building $240,664
2025	$3,546.00 (+12.97%) Homeowner's exemption	$276,310 (+2.9%)	$304,426 (+2.34%) Land $80,000 Building $224,426
2024	$3,139.00 (+1,135.83%) Homeowner's exemption	$268,523 (+34.53%)	$297,466 (+0.22%) Land $80,000 Building $217,466
2023	$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption	$199,604 (+3%)	$296,827 (+1.45%) Land $76,500 Building $220,327
2022	$236.00 Disabled Person's exemption Veteran's exemption	$193,790	$292,574 Land $72,800 Building $219,774

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090211031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 119 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	119 in force

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 806 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 113 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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