1609 4th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 1609 4th St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,314 sqft · built 2024
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Mar 2023)
Tax Bill	$23,186 (2025)
Deeds & Mortgages	Jul 2026 Transfer Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`10157-4100-9`

Property Details

APN / Parcel Number

Primary APN	`10157-4100-9`
Alternative APN	`3418181015741009`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,314 sqft Living Area
Gross Area	5,204 sqft
1st Floor Area	3,314 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,000 sqft (0.344 acres)
View / Lot	River
Garage Type	Attached
Garage Area	915 sqft
Pool Area	648 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1609 4TH ST E
City	PALMETTO
State	FL
Zip	34221-2472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PL_PD-MU
Legal Description	LOT 220 SANCTUARY COVE PI#10157.4100/9
Legal Range	18E
Legal Township	34S
Legal Section	18
Legal Subdivision	SANCTUARY COVE
Legal Tract	01015700
Legal Lot Number	220
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1022
Census Tract	1904

Owner

Source: Manatee County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1609 4TH ST E, PALMETTO, FL 34221-2472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERANT MORTGAGE LLC
Mar 15, 2023	Special Warranty Deed, Transfer · Conventional Mortgage AMERANT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Deed Document Number	202326210
Last Transfer Date	Jul 25, 2026
Transfer Doc	0000087496
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 29, 2026
Property Address	1609 4TH ST E, PALMETTO, FL 34221-2472
Document Number	0000087496
Instrument Date	Jul 25, 2026
Instrument	202687496
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1609 4TH ST E, PALMETTO, FL 34221-2472

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1609 4TH ST E, PALMETTO, FL 34221-2472
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17997 W 78TH DR, ARVADA, CO 80007-7990

Mortgage

Document Number	0041039224
Date	Apr 17, 2023
Instrument	202341039224

Lender

Name	AMERANT MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33134

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	379 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Nov 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.9%
Index	Other
Max Rate	10.9%

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Mar 15, 2023
Property Address	1609 4TH ST E, PALMETTO, FL 34221-2472
Document Number	0041026210
Map Reference	MB 54 PG 71
Instrument Date	Mar 15, 2023
Instrument	202341026210
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount Recorded
Tax	$3,570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	923 N PENNSYLVANIA AVE, WINTER PARK, FL 32789-2456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 4TH ST W, PALMETTO, FL 34221-5266

Mortgage

Document Number	0041039224
Date	Mar 15, 2023
Instrument	202341039224

Lender

Name	AMERANT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	380 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	Nov 1, 2034
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.9%
Index	Other
Max Rate	10.9%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Municipality	Palmetto City
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,135,074 (-0.75%) Land $408,000 Building $727,074	$1,135,074 (-0.75%) Land $408,000 Building $727,074
2025	$23,186.00 (+145.95%)	$1,143,610 (+180.3%) Land $408,000 Building $735,610	$1,143,610 (+180.3%) Land $408,000 Building $735,610
2024	$9,427.00 (+89.98%)
2023	$4,962.00 (+1.22%)	$408,000 (+2%) Land $408,000	$408,000 (+2%) Land $408,000
2022	$4,902.00	$400,000 Land $400,000	$400,000 Land $400,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 157 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 in force
Nearby Flood Claims	124 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Oct 2024 · 72 claims Hurricane Idalia, Aug 2023 · 6 claims Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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