San Luis Obispo County property record for 1609 16th St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,599 sqft · built 1979 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Jun 2018) |
| Tax Bill | $10,592 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jun 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-481-014 |
| Primary APN | 038-481-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,599 sqft Living Area |
| 1st Floor Area | 1,599 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Tar & Gravel |
| Lot Area | 6,250 sqft (0.144 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 1609 16TH ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-1820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN EL MORO BL 110 LTS 3 & 4 |
| Legal Subdivision | EL MORO |
| Legal Block | 110 |
| Legal Lot Number | 3,4 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10703 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1609 16TH ST, LOS OSOS, CA 93402-1820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Jun 12, 2018 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 12, 2018 | Grant Deed, Transfer FIRST AMERICAN TITLE CO |
| Jan 8, 2018 | Grant Deed, Transfer SERVICELINK TITLE COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2018 · Amount on Record |
| Deed Sale | Jun 12, 2018 · Amount on Record |
| Prior Sale | Jan 8, 2018 · Amount on Record |
| Deed Document Number | 201823971 |
| Prior Transfer Date | May 14, 2007 |
| Prior Transfer Doc | 0000034449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1609 16TH ST, LOS OSOS, CA 93402-1820 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 1609 16TH ST, LOS OSOS, CA 93402-1820 |
| Document Number | 0000009616 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 2021009616 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEAWOOD, KS 66211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 12, 2018 |
| Property Address | 1609 16TH ST, LOS OSOS, CA 93402-1820 |
| Document Number | 0000023971 |
| Map Reference | MB A PG81 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 2018023971 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1609 16TH ST, LOS OSOS, CA 93402-1820 |
| Document Number | 0000023972 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 2018023972 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 12, 2018 |
| Property Address | 1609 16TH ST, LOS OSOS, CA 93402-1820 |
| Document Number | 0000023970 |
| Map Reference | MB A PG81 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 2018023970 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 475 SLENDER ROCK PL, SAN LUIS OBISPO, CA 93405-4767 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jan 8, 2018 |
| Property Address | 1609 16TH ST, LOS OSOS, CA 93402-1820 |
| Document Number | 0000000659 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 659 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2018 |
| Title Company | SERVICELINK TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $473.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 475 SLENDER ROCK PL SAN LUIS OBISPO CA 934054767, SAN LUIS OBISPO, CA 93405-4767 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $725,362 (+2%) Land $371,386 Building $353,976 | |
| 2025 | $10,592.00 (+2.58%) | $711,140 (+4.04%) Land $364,104 Building $347,036 |
| 2023 | $10,326.00 (+6.98%) | $683,527 Land $349,966 Building $333,561 |
| 2022 | $9,652.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.
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