Sherburne County property record for 1609 12th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.197 acres (8,601 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $78,000 (Jan 2014) |
| Tax Bill | $3,332 (2025) |
| Deeds & Mortgages | Jun 2020 Loan Modification Jun 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-410-0130 |
| Primary APN | 85-410-0130 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,601 sqft (0.197 acres) |
|---|
| Account Number | 42768 |
|---|---|
| Street Address | 1609 12TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLY 6 FT OF LOT 4, BLK 1 & EX SLY 3 FT & EX WLY 9 FT OF THE SLY 38 FT OF LOT 5 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | ROYAL OAKS |
| Legal Block | 1 |
| Legal Lot Number | 4,5 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 31500 |
Source: Sherburne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1, BECKER, MN 55308-0001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2020 | Loan Modification, Mortgage MINNWEST BK |
| Jun 22, 2020 | Loan Modification, Mortgage · Conventional Mortgage MINNWEST BK |
| Oct 15, 2019 | Loan Modification, Mortgage MINNWEST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2014 · Amount on Record |
| Deed Sale | Jan 14, 2014 · Amount on Record |
| Prior Sale | Jun 14, 2013 · Amount on Record |
| Deed Document Number | 2014783378 |
| Prior Transfer Date | Jan 9, 2014 |
| Prior Transfer Doc | 0000783379 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1609 12TH AVE SE, SAINT CLOUD, MN 56304-2219 |
| Document Number | 0000897264 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | QUDARY TITLE, QUARRY TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1609 12TH AVE SE ST CLOUD MN 563042219, ST CLOUD, MN 56304-2219 |
| Document Number | 0000897264 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 897264 |
| Name | MINNWEST BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 4, 2025 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1609 12TH AVE SE, SAINT CLOUD, MN 56304-2219 |
| Document Number | 0001573404 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0001573404 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 1573404 |
| Name | MINNWEST BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 1609 12TH AVE SE, SAINT CLOUD, MN 56304-2219 |
| Document Number | 0000880597 |
| Instrument Date | Oct 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1609 12TH AVE SE ST CLOUD MN 563042219, ST CLOUD, MN 56304-2219 |
| Document Number | 0000880597 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 880597 |
| Name | MINNWEST BK |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56302-7429 |
| Term | 60 Months |
|---|---|
| Due | Oct 20, 2024 |
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,700 (+4.14%) Land $40,000 Building $196,700 | $236,700 (+4.14%) Land $40,000 Building $196,700 | |
| 2025 | $3,332.00 (+34.57%) | $227,300 (+1.65%) Land $40,000 Building $187,300 | $227,300 (+1.65%) Land $40,000 Building $187,300 |
| 2023 | $2,476.00 | $223,600 Land $40,000 Building $183,600 | |
| 2021 | $223,600 Land $40,000 Building $183,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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