Stanly County property record for 16089 Silver Rd, Oakboro, NC 28129
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1925 |
| Lot Size | 18.8 acres (818,928 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,185 (2026) |
| Deeds & Mortgages | Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 559301079682 |
| Primary APN | 559301079682 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,344 sqft Finished Area |
| Flooring | Covered |
| Interior Walls | Plywood |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 818,928 sqft (18.8 acres) |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Porch | Porch |
| Porch Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 21477 |
|---|---|
| Street Address | 16089 SILVER RD |
| City | OAKBORO |
| State | NC |
| Zip | 28129-8908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 16089 SILVER RD 559300056 |
| Legal Tract | 1 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | BIG LICK |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 930901 |
16089 Silver Rd is owned and occupied by an individual.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16089 SILVER RD, OAKBORO, NC 28129-8908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Sep 28, 2023 |
| Property Address | 16089 SILVER RD, OAKBORO, NC 28129-8908 |
| Document Number | 0000462047 |
| Book / Page | 1833 / 1186 |
| Map Reference | MB 31 PG 27 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 462047 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16089 SILVER RD, OAKBORO, NC 28129-8908 |
| Name | Verified Name |
|---|---|
| Address | 16123 SILVER RD, OAKBORO, NC 28129-8909 |
The 2026 property tax bill for 16089 Silver Rd was $1,185.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,185.00 | $197,622 (-) Land $143,645 Building $53,977 | $197,622 (-) Land $143,645 Building $53,977 |
| 2025 | $1,185.00 | $197,622 Land $143,645 Building $53,977 | $197,622 Land $143,645 Building $53,977 |
| 2023 | $1,335.00 | $154,053 (-) Land $114,081 Building $39,972 | $154,053 (-) Land $114,081 Building $39,972 |
| 2022 | $1,335.00 | $154,053 Land $114,081 Building $39,972 | $154,053 Land $114,081 Building $39,972 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16089 Silver Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16089 Silver Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAKBORO serves 3,173 people · EPA ID NC0184020 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
May also be available: Windstream.
5G and 4G LTE (outdoors only)
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