Rice County property record for 16089 Elgin Ct, Faribault, MN 55021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,462 sqft · built 1978 |
| Lot Size | 0.875 acres (38,119 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $456,800 (Nov 2024) |
| Tax Bill | $3,168 (2026) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10.08.1.01.010 |
| Primary APN | 10.08.1.01.010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,462 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Attic | Attic |
| Attic Area | 454 sqft |
| Basement Area | 1,008 sqft |
| Finished Basement | 712 sqft |
| Unfinished Basement | 1,008 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 38,119 sqft (0.875 acres) |
| Lot Dimensions | 275 ft deep x 210 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 84 sqft |
| Patio Area | 214 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 16089 ELGIN CT |
|---|---|
| City | FARIBAULT |
| State | MN |
| Zip | 55021-8568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLOCK 1 OF BOHN-SMITH LAKESHORE ADD |
| Legal Subdivision | BOHN-SMITH LAKESHORE ADD |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | RICE MN |
| Township / Civil Division | WELLS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 70300 |
16089 Elgin Ct is owned and occupied by two individuals who bought it in November 2024.
Source: Rice County records, as of June 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16089 ELGIN CT, FARIBAULT, MN 55021-8568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2024 · Amount on File |
| Deed Sale | Nov 21, 2024 · Amount on File |
| Deed Document Number | 2024771629 |
| Prior Transfer Date | Dec 10, 2018 |
| Prior Transfer Doc | 000A712602 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICE MN |
| Property Address | 16089 ELGIN CT, FARIBAULT, MN 55021-8568 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2024 |
| Name | Verified Name |
|---|---|
| Address | 16089 ELGIN CT, FARIBAULT, MN 55021-8568 |
| Document Number | 000A766984 |
|---|---|
| Date | Apr 26, 2024 |
| Instrument | A766984 |
| Name | RELIANCE BANK |
|---|---|
| Type | Bank |
| Address | FARIBAULT, MN 55021 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | May 1, 2025 |
The 2026 property tax bill for 16089 Elgin Ct was $3,168.
Source: Rice County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Rice County |
| County Subdivision | Wells Township |
| Unified School District | Faribault Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,168.00 | $437,000 (+2.41%) Land $143,900 Building $293,100 | $437,000 (+2.41%) Land $143,900 Building $293,100 |
| 2025 | $426,700 (+8.49%) Land $137,200 Building $289,500 | $426,700 (+8.49%) Land $137,200 Building $289,500 | |
| 2024 | $2,904.00 (+25.39%) | $393,300 (-) Land $123,800 Building $269,500 | $393,300 (-) Land $123,800 Building $269,500 |
| 2023 | $2,316.00 | $393,300 Land $123,800 Building $269,500 | $393,300 Land $123,800 Building $269,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16089 Elgin Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2011–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16089 Elgin Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: CenturyLink, Metronet.
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