16088 E Downers Dr, Loxahatchee, FL 33470 Property Records

Palm Beach County property record for 16088 E Downers Dr, Loxahatchee, FL 33470

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,946 sqft · built 2002
Lot Size	1.13 acres (49,606 sqft)
Owner	2 Individual Names on Record
Last Sale	$629,000 (Apr 2025)
Tax Bill	$6,962 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-40-43-24-00-000-5460`

Property Details

APN / Parcel Number

Primary APN	`00-40-43-24-00-000-5460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,946 sqft Living Area
Gross Area	2,730 sqft
1st Floor Area	1,946 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Asphalt
Lot Area	49,606 sqft (1.13 acres)
Lot Dimensions	20 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	16088 E DOWNERS DR
City	LOXAHATCHEE
State	FL
Zip	33470-4012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	24-43-40~ S 248 FT OF N 4852 FT OF E 200 FT OF W 3824 FT OF SEC A/K/A AO-312
Legal Range	40E
Legal Township	43S
Legal Section	24
Legal Subdivision	AO-312
Legal Tract	AO-312
Jurisdiction	PALM BEACH FL
Township / Civil Division	ROYAL PALM BEACH-WEST JUPITER
Census Block Group	1
Census Block	1009
Census Tract	7851

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16088 E DOWNERS DR, LOXAHATCHEE, FL 33470-4012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2025 · Amount on Record
Deed Sale	Apr 8, 2025 · Amount on Record
Prior Sale	Dec 4, 2020 · Amount on Record
Deed Document Number	2025123311
Deed Book / Page	35663 / 580
Prior Transfer Date	Oct 11, 2012
Prior Transfer Doc	0255200146
Record Updated	Jun 8, 2026

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 4, 2020
Property Address	16088 E DOWNERS DR, LOXAHATCHEE, FL 33470-4012
Document Number	0319760944
Book / Page	31976 / 944
Instrument Date	Oct 23, 2020
Instrument	20200464237
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	BRIGHT LINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3701 REGENT BLVD STE 175, 3701, IRVING, TX 75063-2308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16088 E DOWNERS DR, LOXAHATCHEE, FL 33470-4012

Mortgage

Document Number	0031976946
Date	Dec 4, 2020
Instrument	31976/946

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,962.00 (+2.78%)	$362,279 (+5.99%)	$485,801 (+9.53%) Land $179,322 Building $306,479
2024	$6,774.00 (+0.76%)
2023	$6,723.00 (+4.83%) Homeowner's exemption	$341,815 (+3%)	$443,528 (+7.33%) Land $151,734 Building $291,794
2022	$6,413.00 Homeowner's exemption	$331,859	$413,234 Land $125,350 Building $287,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20