Lauderdale County property record for 16085 Co Rd 14, Waterloo, AL 35677
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,046 sqft · built 2011 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $326 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-05-16-0-000-005-000 |
| Primary APN | 13-05-16-0-000-005-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,046 sqft Adjusted Area |
| 1st Floor Area | 1,600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Dimensions | 412 ft deep x 150 ft wide |
| Utility Building | 192 sqft |
| Account Number | 79530 |
|---|---|
| Street Address | 16085 COUNTY ROAD 14 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-3603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 AC/D 150 X 412D (382S) IRR LOT 2 AC/D PT OF NW/4 LESS RD ROW SEC 16 T2S R13W BEG @ A PT 1290S E OF & 700S S OF NW COR OF SE |
| Legal Range | 13W |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Lot Number | 2 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 11300 |
16085 Co Rd 14 is owned and occupied by an individual.
Source: Lauderdale County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16085 COUNTY ROAD 14, WATERLOO, AL 35677-3603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 16085 Co Rd 14 was $326 with a homeowner's exemption, up 7.9% from the year before.
Source: Lauderdale County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $326.00 (+7.95%) Homeowner's exemption | $10,980 (+6.81%) | $115,740 (+12.63%) Land $27,500 Building $88,240 |
| 2024 | $302.00 (-60.68%) Homeowner's exemption | $10,280 (+93.23%) Land $2,300 Building $7,980 | $102,760 (+0.08%) Land $22,900 Building $79,860 |
| 2023 | $768.00 | $5,320 (-30.73%) Land $5,320 | $102,680 (+33.87%) Land $26,600 Building $76,080 |
| 2022 | $7,680 | $76,700 Land $21,700 Building $55,000 | |
| 2018 | $537.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16085 Co Rd 14 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1989–2003) |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16085 Co Rd 14 is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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