St. Louis County property record for 1608 Waverly Ave, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.75 ba · 1,200 sqft · built 1913 |
| Lot Size | 0.131 acres (5,717 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (Aug 2008) |
| Tax Bill | $3,562 (2026) |
| Deeds & Mortgages | Jan 2018 Line of Credit Jan 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 010-3360-00750 |
| Primary APN | 010-3360-00750 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Gross Area |
| 1st Floor Area | 624 sqft |
| Basement Area | 468 sqft |
| Finished Basement | 468 sqft |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 5,717 sqft (0.131 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 192 sqft |
| Deck Area | 66 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 898672 |
|---|---|
| Street Address | 1608 WAVERLY AVE |
| City | DULUTH |
| State | MN |
| Zip | 55803-2619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 9 AND 10 SERIAL # |
| Legal Subdivision | MOTOR LINE DIV OF DULUTH |
| Legal Block | 5 |
| Legal Lot Number | 9-10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 15700 |
1608 Waverly Ave is owned by an individual who bought it in August 2008.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2600 E 2ND ST, DULUTH, MN 55812-1917 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2018 | Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU |
| Jan 8, 2018 | Deed of Trust, Mortgage · Line of Credit MEMBERS COOPERATIVE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2008 · Amount on File |
| Deed Sale | Aug 4, 2008 · Amount on File |
| Deed Document Number | 2008856586 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1608 WAVERLY AVE, DULUTH, MN 55803-2619 |
| Document Number | 00A1326366 |
| Instrument Date | Jan 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2600 E 2ND ST DULUTH MN 558121917, DULUTH, MN 55812-1917 |
| Document Number | 00A1326366 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | A1326366 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1608 WAVERLY AVE, DULUTH, MN 55803-2619 |
| Document Number | 00A1326369 |
| Instrument Date | Jan 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2600 E 2ND ST DULUTH MN 558121917, DULUTH, MN 55812-1917 |
| Document Number | 00A1326369 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | A1326369 |
| Name | MEMBERS COOPERATIVE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1608 Waverly Ave was $3,562, down 3.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,562.00 (-3.52%) | ||
| 2025 | $3,692.00 (+8.27%) | $263,000 (-2.05%) Land $25,100 Building $237,900 | $263,000 (-2.05%) Land $25,100 Building $237,900 |
| 2024 | $3,410.00 | $268,500 Land $35,200 Building $233,300 | $268,500 Land $35,200 Building $233,300 |
| 2022 | $228,100 Land $33,400 Building $194,700 | $228,100 Land $33,400 Building $194,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1608 Waverly Ave in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2007–2012) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1608 Waverly Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, CTC, Fidium Fiber.
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