1608 Washington St, Dubuque, IA 52001 Property Records

Dubuque County property record for 1608 Washington St, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 1890
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$64,000 (Jun 2012)
Tax Bill	$892 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`10-24-278-007`

Property Details

APN / Parcel Number

Primary APN	`10-24-278-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,368 sqft Living Area
1st Floor Area	600 sqft
Upper Floors Area	600 sqft
Basement Area	600 sqft
Unfinished Basement	600 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Porch	Slab
Porch Area	180 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1608 WASHINGTON ST
City	DUBUQUE
State	IA
Zip	52001-3657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	S 1/2 OF LOT 111 EAST DUBUQUE ADD
Legal Range	02E
Legal Township	89N
Legal Section	24
Legal Subdivision	PRESCOTT
Legal Lot Number	111
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1046
Census Tract	100

Owner

1608 Washington St is owned and occupied by an individual who bought it in June 2012.

Source: Dubuque County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	1608 WASHINGTON ST, DUBUQUE, IA 52001-3657
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Commercial Mortgage DUBUQUE BANK & TRUST CO
Jul 6, 2022	Deed of Trust, Mortgage DUBUQUE BANK & TRUST CO
Jun 21, 2022	Intrafamily Transfer, Transfer
Nov 13, 2017	Warranty Deed, Transfer · FHA Mortgage DUBUQUE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2012 · Amount on File
Deed Sale	Jun 7, 2012 · Amount on File
Prior Sale	Nov 7, 2011 · Amount on File
Deed Document Number	20129583
Prior Transfer Date	Apr 28, 2011
Prior Transfer Doc	0000006785
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1608 WASHINGTON ST, DUBUQUE, IA 52001-3657
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 WASHINGTON ST, DUBUQUE, IA 52001-3657

Mortgage

Document Number	0000010104
Date	Oct 25, 2023
Instrument	2023-00010104

Lender

Name	DUBUQUE BANK & TRUST CO
Type	Bank
Address	DUBUQUE, IA 52003

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 6, 2038

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1608 WASHINGTON ST, DUBUQUE, IA 52001-3657
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 WASHINGTON ST, DUBUQUE, IA 52001-3657

Mortgage

Document Number	0000008474
Date	Jul 6, 2022
Instrument	2022-00008474

Lender

Name	DUBUQUE BANK & TRUST CO
Type	Bank
Address	DUBUQUE, IA 52003

Agreement

Amount	Amount on Record

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUBUQUE IA
Recording Date	Jun 21, 2022
Property Address	1608 WASHINGTON ST, DUBUQUE, IA 52001-3657
Document Number	0000007747
Instrument Date	Oct 14, 2019
Instrument	2022-00007747
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 WASHINGTON ST, DUBUQUE, IA 52001-3657

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Nov 13, 2017
Property Address	1608 WASHINGTON ST, DUBUQUE, IA 52001-3657
Document Number	0000014079
Instrument Date	Nov 12, 2017
Instrument	14079
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1608 WASHINGTON ST DUBUQUE IA 520013657, DUBUQUE, IA 52001-3657

Mortgage

Document Number	14080
Date	Nov 13, 2017
Instrument	14080

Lender

Name	DUBUQUE BK&TR
Type	Bank
Address	DUBUQUE, IA 52001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1608 Washington St was $892 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$892.00 Homeowner's exemption	$87,200 Land $10,000 Building $77,200	$87,200 Land $10,000 Building $77,200
2024	$892.00
2023		$72,300 (+250.46%) Land $8,800 Building $63,500	$72,300 Land $8,800 Building $63,500
2022	$202.00 Homeowner's exemption	$20,630 Land $7,500 Building $13,130
2021			$69,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1608 Washington St in Zone X, where a levee reduces flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2001–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes And Flooding, May 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1608 Washington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Comelec Internet Services.

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