1608 Urbana Cir, Plano, TX 75025 Property Records

Collin County property record for 1608 Urbana Cir, Plano, TX 75025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,178 sqft · built 1985
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$254,100 (Aug 2015)
Tax Bill	$5,155 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-1759-013-0520-1`

Property Details

APN / Parcel Number

Primary APN	`R-1759-013-0520-1`
Alternative APNs	`000001759537` `1759537`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,178 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	2,178 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1608 URBANA CIR
City	PLANO
State	TX
Zip	75025-2848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	CROSS CREEK NO 6, BLK 13, LOT 52
Legal Subdivision	CROSS CREEK NO 6 (CPL)
Legal Block	13
Legal Lot Number	52
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	3
Census Block	3000
Census Tract	31630

Owner

Source: Collin County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1608 URBANA CIR, PLANO, TX 75025-2848
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jul 6, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Aug 8, 2020	Loan Modification, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2015 · Amount on Record
Deed Sale	Aug 14, 2015 · Amount on Record
Prior Sale	Apr 19, 2012 · Amount on Record
Deed Document Number	20151020520
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Recording Date	May 15, 2026
Property Address	1608 URBANA CIR, PLANO, TX 75025-2848
Document Number	0000064942
Instrument Date	May 7, 2026
Instrument	202664942
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 URBANA CIR, PLANO, TX 75025-2848

Mortgage

Document Number	0000064942,
Date	May 15, 2026
Instrument	202664942

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	292 Months
Due	Sep 1, 2050

Interest

Rate	6.37%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1608 URBANA CIR, PLANO, TX 75025-2848
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 URBANA CIR, PLANO, TX 75025-2848

Mortgage

Document Number	0000105307
Date	Jul 6, 2022
Instrument	20220706000105307

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Sep 1, 2050

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Property Address	1608 URBANA CIR, PLANO, TX 75025-2848
Document Number	0001347510
Instrument Date	Aug 8, 2020
Transaction Type	Mortgage
Record Updated	Sep 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1608 URBANA CIR PLANO TX 750252848, PLANO, TX 75025-2848

Mortgage

Document Number	0001347510
Date	Aug 18, 2020
Instrument	1347510

Lender

Name	US BK
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,155.00 (+4.16%) Homeowner's exemption	$414,065 (-0.49%) Land $105,000 Building $309,065	$414,065 (-0.49%) Land $105,000 Building $309,065
2024	$4,949.00 (-4.24%)
2023		$416,084 Land $105,000 Building $311,084	$416,084 Land $105,000 Building $311,084
2022	$5,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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