Okaloosa County property record for 1608 Sutton Pl, Fort Walton Beach, FL 32547
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,919 sqft · built 2003 |
| Lot Size | 0.127 acres (5,529 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Sep 2025) |
| Tax Bill | $4,543 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Jul 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-593-1197-7 |
| Primary APN | C56-000-593-1197-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,919 sqft Living Area |
| Gross Area | 2,763 sqft |
| 1st Floor Area | 1,919 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 5,529 sqft (0.127 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 174 sqft |
| Patio Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1608 SUTTON PL |
|---|---|
| City | FORT WALTON BEACH |
| State | FL |
| Zip | 32547-4960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD VILLAGE PH I LOT 10 BLK C |
| Legal Range | 24W |
| Legal Township | 02S |
| Legal Section | 08 |
| Legal Subdivision | EMERALD VILLAGE |
| Legal Phase | 1 |
| Legal Block | C |
| Legal Lot Number | 10 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 21902 |
1608 Sutton Pl is owned by an individual who bought it in September 2025.
Source: Okaloosa County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21655 SW 89TH ST, DUNNELLON, FL 34431-5663 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2025 | Warranty Deed, Subdivision Related Transfer UNKNOWN, BRADLEY TITLE LLC |
| Jul 12, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Oct 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2025 · Amount on File |
| Deed Sale | Sep 8, 2025 · Amount on File |
| Prior Sale | Apr 29, 2025 · Amount on File |
| Deed Document Number | 20253772106 |
| Prior Transfer Date | Oct 8, 2014 |
| Prior Transfer Doc | 0031681312 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 8, 2025 |
| Property Address | 1608 SUTTON PL, FORT WALTON BEACH, FL 32547-4960 |
| Document Number | 0003772106 |
| Map Reference | MB 18 PG 87&88 |
| Instrument Date | Sep 8, 2025 |
| Instrument | 3772106 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 1, 2025 |
| Title Company | UNKNOWN, BRADLEY TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,765.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 725 HARBOR BLVD, DESTIN, FL 32541-2505 |
| Name | Verified Name |
|---|---|
| Address | 21655 SW 89TH ST, DUNNELLON, FL 34431-5663 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 12, 2022 |
| Property Address | 1608 SUTTON PL, FORT WALTON BEACH, FL 32547-4960 |
| Document Number | 0036321756 |
| Book / Page | 3632 / 1756 |
| Map Reference | MB 18 PG 87&88 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 3563825 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17304 JETTON RD, 17304, CORNELIUS, NC 28031-7454 |
| Name | Verified Name |
|---|---|
| Address | 3225 MELEOD DRIVE #777 # 777, 777, LAS VEGAS, NV 89121-2257 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1608 SUTTON PL, FORT WALTON BEACH, FL 32547-4960 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 17304 JETTON RD, CORNELIUS, NC 28031-7454 |
| Document Number | 0035584334 |
|---|---|
| Date | Jul 7, 2021 |
| Book Page | 3558/4334 |
| Instrument | 3469812 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1608 SUTTON PL, FORT WALTON BEACH, FL 32547-4960 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 17304 JETTON RD, CORNELIUS, NC 28031-7454 |
| Document Number | 0035364822 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 3536/4822 |
| Instrument | 3443466 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1608 SUTTON PL, FORT WALTON BEACH, FL 32547-4960 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033731035 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 3373/1035 |
| Instrument | 3240794 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Nov 1, 2032 |
The 2025 property tax bill for 1608 Sutton Pl was $4,543, down 0.2% from the year before.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,543.00 (-0.18%) | $370,407 (-0.06%) Land $84,288 Building $286,119 | $370,407 (-0.06%) Land $84,288 Building $286,119 |
| 2024 | $4,551.00 (-2.67%) | $370,644 (-1.88%) Land $74,591 Building $296,053 | $370,644 (-1.88%) Land $74,591 Building $296,053 |
| 2023 | $4,676.00 (+17.1%) | $377,739 (+8.02%) Land $67,810 Building $309,929 | $377,739 (+8.02%) Land $67,810 Building $309,929 |
| 2022 | $3,993.00 | $349,686 Land $63,374 Building $286,312 | $349,686 Land $63,374 Building $286,312 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1608 Sutton Pl in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 140 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 140 in force |
| Nearby Flood Claims | 20 (2001–2026) |
| Claims Outside the SFHA | 7 of 20 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1608 Sutton Pl is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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