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1608 Spruce St, Spring Grove, IL 60081 Property Records

McHenry County property record for 1608 Spruce St, Spring Grove, IL 60081

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,007 sqft · built 1992
Lot Size0.925 acres (40,286 sqft)
Owner2 Company Names on File
Tax Bill$9,067 (2024)
Deeds & MortgagesMay 2026 Sale
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN05-31-126-003

Property Details

APN / Parcel Number

Primary APN05-31-126-003

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Building Area2,007 sqft Living Area
Basement Area972 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area40,286 sqft (0.925 acres)
Garage Area575 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Location & Zoning

Street Address1608 SPRUCE ST
CitySPRING GROVE
StateIL
Zip60081-8098
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 1992R0049579 LT 42 ORCHARD BLUFF ESTS UNIT 1
Legal SubdivisionORCHARD BLUFF ESTS
Legal Block126
Legal Lot Number42
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionBURTON
Census Block Group2
Census Block2046
Census Tract870105

Owner

1608 Spruce St is owned by a company that acquired it in April 2026.

Source: McHenry County records, as of May 18, 2026

Owner of Record2 Company Names on File
Mailing Address1608 SPRUCE ST, SPRING GROVE, IL 60081-8098
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 4, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
BAXTER CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 2, 2026
Transfer Doc0000012233
Record UpdatedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateMay 4, 2026
Property Address1608 SPRUCE ST, SPRING GROVE, IL 60081-8098
Document Number0000012233
Instrument DateApr 2, 2026
Instrument202612233
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address1608 SPRUCE ST, SPRING GROVE, IL 60081-8098

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address1608 SPRUCE ST, SPRING GROVE, IL 60081-8098
Document Number0000040769
Instrument DateOct 27, 2017
Transaction TypeMortgage
Record UpdatedJan 17, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1608 SPRUCE ST SPRING GROVE IL 600818098, SPRING GROVE, IL 60081-8098

Mortgage

Document Number0000040769
DateNov 2, 2017
Instrument40769
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2032

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionBurton Township
MunicipalitySpring Grove Village
Elementary School DistrictNippersink School District 2 (KG - 08)
Secondary School DistrictRichmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$9,067.00$128,725 Land $21,072 Building $107,653$386,175 Land $63,216 Building $322,959
2022Homeowner's exemption$105,610 Land $17,288 Building $88,322$316,830 Land $51,864 Building $264,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1608 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1608 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-WHISPERING HILLS
private · serves 8,300 people · EPA ID IL1115700
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting59
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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