1608 Spring St, Tow, TX 78672 Property Records

Llano County property record for 1608 Spring St, Tow, TX 78672 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,652 sqft · built 1969
Lot Size	0.592 acres (25,792 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,102 (2026)
Deeds & Mortgages	May 2017 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10175-003-0622-0`

Property Details

APN / Parcel Number

Primary APN	`10175-003-0622-0`
Alternative APN	`33707`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,652 sqft Living Area
1st Floor Area	1,652 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	25,792 sqft (0.592 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10175-003-0622-0
Street Address	1608 SPRING ST
City	TOW
State	TX
Zip	78672-5089
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUCHANAN LAKE VILLAGE UNIT 3 LTS 622 & 623
Legal Subdivision	BUCHANAN LAKE VILLAGE
Legal Lot Number	622,623
Jurisdiction	LLANO TX
Township / Civil Division	LLANO NORTH
Census Block Group	1
Census Block	1078
Census Tract	970100

Owner

Source: Llano County records · APN 10175-003-0622-0

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1608 SPRING ST, TOW, TX 78672-5089
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	1608 SPRING ST, TOW, TX 78672-5089
Transaction Type	Mortgage
Record Updated	Jul 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 17-02653
Date	May 02, 2017
Book Page	1572/4436
Instrument	17-02653

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.24%
Type Change Date	May 01, 2018
Change Frequency	Annually
Min Rate At Change	4.24%
Max Rate At Change	5%
Index	1-Year LIBOR
Margin	2
Max Rate	5%

Tax Assessment & Valuation

Source: Llano County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,102.00 (+521.89%)
2025	$338.00 (-60.42%) Homeowner's exemption Senior Citizen's exemption	$169,056 (-12.03%) Land $51,910 Building $152,110	$204,020 (+6.17%) Land $51,910 Building $152,110
2023	$854.00 Homeowner's exemption Senior Citizen's exemption	$192,170 Land $47,720 Building $144,450	$192,170 Land $47,720 Building $144,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Llano County (48299C), updated April 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482999701001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force 5 of 10 on primary residences
Nearby Flood Claims	2 (1999)
Most Recent Claim	Mar 1999, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Texas
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.