1608 Saint Clair River Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 1608 Saint Clair River Dr, Algonac, MI 48001 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1906
Square Footage1,849 sqft Living Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$150,000 (2018)
Tax Bill$2,847.00 (2024)

Property Details

APN / Parcel Number

Primary APN74-01-165-0008-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area1,849 sqft Living Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1906
Lot Area6,098 sqft (0.139 acres)
Depth X Width100 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces

Utilities and HVAC

Heating SystemHot Water Heating

Location & Zoning

Account Number74011650008000
Street Address1608 SAINT CLAIR RIVER DR
CityALGONAC
StateMI
Zip48001-1346
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 82 ABRAM SMITH & SONS ADDT VILLAGE OF ALGONAC
Legal SubdivisionABRAM SMITH & SONS ADD
Legal Lot Number82
JurisdictionSAINT CLAIR MI
Minor Civil DivisionALGONAC
Census Blockgroup2
Census Block2008
Census Tract649000

Owner

Source: St. Clair County records · APN 74-01-165-0008-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1608 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1346
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jun 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
OMEGA LENDING
Jul 13, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CALIBER HM LOANS
Apr 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 13, 2018 · Amount on Record
Deed SaleJul 13, 2018 · Amount on Record
Prior SaleMar 29, 2012 · Amount on Record
Deed Doc Number2018015820
Deed Book / Page4966 / 676
Record RefreshedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address1608 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1346
Transaction TypeMortgage
Record UpdatedNov 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005865207
DateOct 27, 2025
Book Page5865/207
Instrument2025020560
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
Address650 S TRYON ST # 88, CHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 24, 2035
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address1608 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1346
Transaction TypeMortgage
Record UpdatedJul 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1608 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1346

Mortgage

Document Number5379291
DateJun 14, 2021
Book Page5379/291
Instrument2021017598
Lender
NameOMEGA LENDING
TypeNon-Lending Institution
AddressROYAL OAK, MI 48067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateJul 13, 2018
Property Address1608 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1346
Document Number0049660676
Book / Page004966 / 000676
Instrument DateJun 28, 2018
Transaction TypeTransfer
Record UpdatedJul 26, 2018
Title CompanyCISLO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,290.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1608 SAINT CLAIR RIVER DR ALGONAC MI 480011346, ALGONAC, MI 48001-1346

Mortgage

Document Number49660677
DateJul 13, 2018
Book Page004966/000677
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 12, 2048

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address1608 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1346
Document Number0048240963
Book / Page004824 / 000963
Instrument DateApr 21, 2017
Transaction TypeMortgage
Record UpdatedJun 02, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address1608 SAINT CLAIR RIVER DR ALGONAC MI 480011346, ALGONAC, MI 48001-1346

Mortgage

Document Number0048240963
DateMay 01, 2017
Book Page004824/000963
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2047

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlgonac City
CountySt. Clair County
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$94,200 (+14.18%)
2024$2,847.00 (+12.26%)$188,400 (+14.18%)
2023$82,500
2022$2,536.00$165,000

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