1608 S 5th St, Midlothian, TX 76065 Property Records

Ellis County property record for 1608 S 5th St, Midlothian, TX 76065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,818 sqft · built 1976
Lot Size0.266 acres (11,587 sqft)
Owner2 Individual Names on File
Tax Bill$822 (2025)
Deeds & MortgagesJan 2024 Reverse Mortgage
Jan 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APNR166457

Property Details

APN / Parcel Number

Primary APNR166457
Alternative APNs
  • 54788001300600108
  • 166457

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,818 sqft Living Area
Gross Area2,420 sqft
1st Floor Area1,818 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,587 sqft (0.266 acres)
Lot Dimensions100 ft deep x 116 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area172 sqft
Storage Building120 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1608 S 5TH ST
CityMIDLOTHIAN
StateTX
Zip76065-1993
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 6R BLK 13 RIDGEVIEW #1 .266 AC
Legal SubdivisionRIDGEVIEW #1
Legal Block13
Legal Lot Number6R
JurisdictionELLIS TX
Township / Civil DivisionMIDLOTHIAN
Census Block Group1
Census Block1028
Census Tract60802

Owner

1608 S 5th St is owned and occupied by two individuals.

Source: Ellis County records, as of August 19, 2026

Owner of Record2 Individual Names on File
Mailing Address1608 S 5TH ST, MIDLOTHIAN, TX 76065-1993
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2024Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Jan 9, 2018Loan Modification, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELLIS TX
Property Address1608 S 5TH ST, MIDLOTHIAN, TX 76065-1993
Transaction TypeMortgage
Record UpdatedJan 16, 2024
Title CompanyF/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1608 S 5TH ST, MIDLOTHIAN, TX 76065-1993

Mortgage

Document Number0002400190
DateJan 3, 2024
Instrument2400190
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate7.77%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2024
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate12.7%

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionELLIS TX
Property Address1608 S 5TH ST, MIDLOTHIAN, TX 76065-1993
Document Number0000003035
Instrument DateJan 9, 2018
Transaction TypeMortgage
Record UpdatedFeb 15, 2018
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1608 S 5TH ST MIDLOTHIAN TX 760651993, MIDLOTHIAN, TX 76065-1993

Mortgage

Document Number0000003035
DateFeb 1, 2018
Instrument3035
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
AmountAmount on Record
Term480 Months
DueJan 31, 2058
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1608 S 5th St was $822 with exemptions applied, up 23.2% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateTexas
CountyEllis County
MunicipalityMidlothian City
Unified School DistrictMidlothian Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$293,413 (+8.71%) Land $99,000 Building $194,413$293,413 (-3.33%) Land $99,000 Building $194,413
2025$822.00 (+23.24%) Homeowner's exemption Senior Citizen's exemption$269,916$303,508 Land $99,000 Building $204,508
2024$667.00 (-30.95%)
2023$966.00 Homeowner's exemption Senior Citizen's exemption$320,293 Land $88,000 Building $232,293$320,293 Land $88,000 Building $232,293
2018$1,965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1608 S 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1608 S 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLOTHIAN
serves 27,699 people · EPA ID TX0700005
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Nov 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Element8, Verizon.

Nearby Properties on S 5th St

Nearby Streets

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