1608 Ross Rd, Forest Hill, MD 21050 Property Records

Harford County property record for 1608 Ross Rd, Forest Hill, MD 21050

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,312 sqft · built 1969
Lot Size0.233 acres (10,143 sqft)
Owner2 Individual Names on File
Last Sale$144,900 (Jun 1996)
Tax Bill$3,533 (2026)
Deeds & MortgagesOct 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-130487

Property Details

APN / Parcel Number

Primary APN03-130487
Alternative APNs
  • 3130487
  • 130487

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,312 sqft Total Area
Basement Area640 sqft
Finished Basement640 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area10,143 sqft (0.233 acres)
Lot Dimensions161 ft deep x 68 ft wide
Garage TypeAttached
Garage Area242 sqft
Parking Spaces1 Parking Space
Pool Area510 sqft
PorchSlab
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number130487
Street Address1608 ROSS RD
CityFOREST HILL
StateMD
Zip21050-2840
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 152 82/44X161 AV 1608 ROSS RD HARFORD EST S3 P 22/2
Legal SubdivisionHARFORD ESTATES
Legal Lot Number152
JurisdictionHARFORD MD
Township / Civil Division3, BEL AIR
Census Block Group3
Census Block3003
Census Tract303204

Owner

1608 Ross Rd is owned and occupied by two individuals who bought it in June 1996.

Source: Harford County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address1608 ROSS RD, FOREST HILL, MD 21050-2840
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 1996 · Amount on File
Deed SaleJun 28, 1996 · Amount on File
Deed Document Number19962082
Deed Book / Page2402 / 917
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address1608 ROSS RD, FOREST HILL, MD 21050-2840
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0130230248
DateOct 17, 2018
Book Page13023/0248
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueNov 1, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 1608 Ross Rd was $3,533 with a homeowner's exemption, up 9.8% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,533.00 (+9.79%) Homeowner's exemption$324,233$340,900 Land $83,200 Building $257,700
2025$3,218.00 Homeowner's exemption
2023$283,567$315,900 Land $83,200 Building $232,700
2022$2,914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1608 Ross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1608 Ross Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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