Polk County property record for 1608 Ridge View Dr, Dundee, FL 33838
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,725 sqft · built 2021 |
| Lot Size | 0.193 acres (8,390 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $243,962 (May 2021) |
| Tax Bill | $4,081 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-34-853002-000270 |
| Primary APN | 27-28-34-853002-000270 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,725 sqft Living Area |
| Gross Area | 2,187 sqft |
| 1st Floor Area | 1,725 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,390 sqft (0.193 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Finished/Open Porch |
| Street Address | 1608 RIDGE VIEW DR |
|---|---|
| City | DUNDEE |
| State | FL |
| Zip | 33838-4443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VISTA DEL LAGO - PHASE II - REPLAT PB 176 PGS 15-16 LOT 27 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | VISTA DEL LAGO - PHASE II - REPLAT |
| Legal Phase | II |
| Legal Block | 2 |
| Legal Lot Number | 27 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 14130 |
1608 Ridge View Dr is owned and occupied by two individuals who bought it in May 2021.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1608 RIDGE VIEW DR, DUNDEE, FL 33838-4443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 10, 2021 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOME AMERICAN MORTGAGE CORP |
| Jul 3, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2021 · Amount on File |
| Deed Sale | May 10, 2021 · Amount on File |
| Prior Sale | Jul 3, 2020 · Amount on File |
| Deed Document Number | 2021120252 |
| Deed Book / Page | 11707 / 520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1608 RIDGE VIEW DR, DUNDEE, FL 33838-4443 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1608 RIDGE VIEW DR, DUNDEE, FL 33838-4443 |
| Document Number | 0000183458 |
|---|---|
| Date | Aug 7, 2023 |
| Book Page | 12790/2232 |
| Instrument | 2023183458 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Apr 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 10, 2021 |
| Property Address | 1608 RIDGE VIEW DR, DUNDEE, FL 33838-4443 |
| Document Number | 0000120252 |
| Book / Page | 11707 / 520 |
| Map Reference | MB 176 PG 15 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021120252 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 23, 2023 |
| Title Company | DO NO USE, AMERICAN HOME T&E CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,708.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1508 RIDGE VIEW DRIVE, DUNDEE, FL 33838 |
| Document Number | 0011707521 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 11707/521 |
| Name | HOME AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 3, 2020 |
| Property Address | 1608 RIDGE VIEW DR, DUNDEE, FL 33838-4443 |
| Document Number | 0112861440 |
| Book / Page | 011286 / 001440 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 133167 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $3,349.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 2822 COMMERCE PARK DR 100 # ORLANDO FL 32819, ORLANDO, FL 32819 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1608 Ridge View Dr was $4,081 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Dundee Town |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,255 (+1.35%) Land $58,000 Building $193,255 | $251,255 (+1.35%) Land $58,000 Building $193,255 | |
| 2025 | $4,081.00 Homeowner's exemption | $247,908 Land $58,000 Building $189,908 | $247,908 Land $58,000 Building $189,908 |
| 2023 | $4,164.00 (+2.81%) Homeowner's exemption | $242,858 (+3%) | $268,689 (+13.96%) Land $56,000 Building $212,689 |
| 2022 | $4,050.00 Homeowner's exemption | $235,784 Land $46,000 Building $189,784 | $235,784 Land $46,000 Building $189,784 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1608 Ridge View Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1608 Ridge View Dr is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DUNDEE serves 3,824 people · EPA ID FL6530485 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 Ethylene dibromide resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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