1608 Reeder Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 1608 Reeder Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,184 sqft · built 1957
Lot Size	0.273 acres (11,892 sqft)
Owner	2 Individual Names on File
Last Sale	$112,600 (Dec 2025)
Tax Bill	$1,561 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-6730-0031-01-0`

Property Details

APN / Parcel Number

Primary APN	`03-6730-0031-01-0`
Alternative APN	`11-03-6730-0031-01-0`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Raised Ranch
Lot Area	11,892 sqft (0.273 acres)
Lot Dimensions	132 ft deep x 90 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1608 REEDER AVE
City	BENTON HARBOR
State	MI
Zip	49022-3944
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 SING FA
Legal Description	LOT 31 & THE N1/2 OF LOT 32 REEDER SUBDN
Legal Subdivision	REEDER SUB
Legal Lot Number	31-32
Legal Unit	31,32
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3013
Census Tract	2100

Owner

1608 Reeder Ave is owned and occupied by two individuals who bought it in December 2025.

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1954 TERRITORIAL RD, BENTON HARBOR, MI 49022-8085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2025 · Amount on File
Deed Sale	Dec 10, 2025 · Amount on File
Prior Sale	Apr 29, 2010 · Amount on File
Deed Document Number	2025447965
Deed Book / Page	3466 / 1635
Prior Transfer Date	Feb 23, 2010
Prior Transfer Doc	02914/0537
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 10, 2025
Property Address	1608 REEDER AVE, BENTON HARBOR, MI 49022-3944
Document Number	03466/1635
Book / Page	3466 / 1635
Map Reference	LB 13 PG 42
Instrument Date	Dec 8, 2025
Instrument	2025447965
Transaction Type	Transfer
Record Updated	Jan 1, 2026
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1954 TERRITORIAL RD, BENTON HARBOR, MI 49022-8085

Mortgage

Document Number	0034661638
Date	Dec 10, 2025
Instrument	3466/1638

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	03466/1650
Date	Dec 10, 2025
Book Page	3466/1650
Instrument	2025447967

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1608 Reeder Ave was $1,561 with a homeowner's exemption, up 3.2% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,500 (-0.96%)	$103,000 (-0.96%)
2025	$1,561.00 (+3.17%)	$52,000	$104,000
2024	$1,513.00
2023		$43,400	$86,800
2022	$1,377.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1608 Reeder Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1608 Reeder Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON HARBOR serves 9,103 people · EPA ID MI0000600
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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