1608 Peppermill Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1608 Peppermill Rd, Lapeer, MI 48446 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 1840
Square Footage4,604 sqft Living Area
Lot Size74,488 sqft (1.71 acres)
OccupancyOwner Occupied
Last Sale$396,000 (2026)
Tax Bill$2,438.00 (2025)

Property Details

APN / Parcel Number

Primary APN012-010-027-01
Alternative APN
  • 01201002700

Interior

Bedrooms3 Beds
Full Baths4 Baths
Building Area4,604 sqft Living Area
1st Floor3,346 sqft 1st Floor
Basement Area2,658 sqft Basement
Primary FlooringCarpet Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Lot Area74,488 sqft (1.71 acres)
Depth X Width241 ft x 309 ft Depth x Width
Garage Area2,388 sqft Garage
Total Buildings2 Total Buildings

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1608 PEPPERMILL RD
CityLAPEER
StateMI
Zip48446-3244
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSEC 10 T7N R10E AT THE W 1/4 POST; TH S 88 DEG 16' 00 E 1301.73 FT TO POB; TH S 87 DEG 14' 35 E 290.23 FT ON C/L OF BRIDGE
Legal Range10E
Legal Township07N
Legal Section10
Legal SubdivisionLAKE SHORE
JurisdictionLAPEER MI
Minor Civil DivisionLAPEER
Census Blockgroup3
Census Block3017
Census Tract338000

Owner

Source: Lapeer County records · APN 012-010-027-01

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1608 PEPPERMILL RD, LAPEER, MI 48446-3244
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2025Deed of Trust, Mortgage · Line of Credit
COMMUNITY CHOICE CU
Apr 27, 2026Warranty Deed, Transfer · Conventional Mortgage
SUPERIOR NATIONAL BANK
Aug 26, 2022Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 27, 2026 · Amount on Record
Deed SaleApr 27, 2026 · Amount on Record
Prior SaleAug 26, 2022 · Amount on Record
Deed Book / Page3516 / 672
Record RefreshedSep 20, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address1608 PEPPERMILL RD, LAPEER, MI 48446-3244
Transaction TypeMortgage
Record UpdatedMay 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1608 PEPPERMILL RD, LAPEER, MI 48446-3244

Mortgage

Document Number0034370694
DateJan 06, 2025
Book Page3437/694
Lender
NameCOMMUNITY CHOICE CU
TypeCredit Union
Address31155 NORTHWESTERN HWY, FARMINGTON HILLS, MI 48334
Agreement
TypeLine of Credit
AmountAmount Recorded
Term324 Months
DueJan 05, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateApr 27, 2026
Property Address1608 PEPPERMILL RD, LAPEER, MI 48446-3244
Document Number3516000672
Book / Page3516 / 672
Instrument DateApr 13, 2026
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$299,970.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1608 PEPPERMILL RD, LAPEER, MI 48446-3244
InvestorPossibly a Property Investor

Mortgage

Document Number3516000675,
DateApr 27, 2026
Book Page3516/675
Lender
NameSUPERIOR NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate3.75%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateAug 26, 2022
Property Address1608 PEPPERMILL RD, LAPEER, MI 48446-3244
Document Number0033130307
Book / Page3313 / 307
Instrument DateAug 23, 2022
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$2,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1608 PEPPERMILL RD, LAPEER, MI 48446-3244

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address1608 PEPPERMILL RD, LAPEER, MI 48446-3244

Mortgage

Document Number0003314392
DateAug 26, 2022
Instrument3314/392
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Mortgage

Document Number0033140392
DateSep 02, 2022
Book Page3314/392
Lender
NameFIRST STATE BANK
TypeBank
AddressCLINTON TOWNSHIP, MI 48038
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionLapeer Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,438.00 (-55.98%) Homeowner's exemption$275,900 (+18.46%)$551,800 (+18.46%)
2024$5,539.00 (+66.74%)
2023$232,900$465,800
2022$3,322.00

Flood & Wildfire

1608 Peppermill Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lapeer County (26087C), updated May 4, 2016

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
7th percentile of exposed land nationally · 17th in Michigan
Wildfire LikelihoodLow — less than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Peppermill Rd

Nearby Streets

Search Property Records by Address or Parcel Number