1608 Oak St, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 1608 Oak St, Jackson, MO 63755 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1980
Square Footage	1,680 sqft Living Area
Lot Size	10,454 sqft (0.24 acres)
Occupancy	Owner Occupied
Last Sale	$174,400 (2021)
Tax Bill	$1,389.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`143090004010000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Partial Baths	2 Partial Baths
Total Rooms	7 Rooms
Building Area	1,680 sqft Living Area
Basement Area	780 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Lot Area	10,454 sqft (0.24 acres)
Depth X Width	145 ft x 85.7 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Street Address	1608 OAK ST
City	JACKSON
State	MO
Zip	63755-3027
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 20 HILLDALE 3RD 13/27
Legal Range	12E
Legal Township	31S
Legal Section	02
Legal Subdivision	HILLDALE 3RD
Legal Lot Number	20
Jurisdiction	CAPE GIRARDEAU MO
Minor Civil Division	BYRD
Census Blockgroup	2
Census Block	2006
Census Tract	880401

Owner

Source: Cape Girardeau County records · APN 143090004010000000

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1608 OAK ST, JACKSON, MO 63755-3027
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Al (and Others) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2021 · Amount on Record
Deed Sale	Jul 09, 2021 · Amount on Record
Prior Sale	Nov 21, 2014 · Amount on Record
Deed Doc Number	20219212
Prior Transfer Date	Feb 25, 2015
Prior Transfer Doc	0000001975
Record Refreshed	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAPE GIRARDEAU MO
Recording Date	Jul 09, 2021
Property Address	1608 OAK ST, JACKSON, MO 63755-3027
Document Number	0202109212
Map Reference	PB 13 PG 27
Instrument Date	Jul 08, 2021
Instrument	2021-09212
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 OAK ST, JACKSON, MO 63755-3027

Mortgage

Document Number	0202109214
Date	Jul 09, 2021
Instrument	2021-09214

Lender

Name	MONTGOMERY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Aug 01, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Cape Girardeau County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cape Girardeau County
Municipality	Jackson City
Unified School District	Jackson R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,170 (-) Land $3,380 Building $23,790	$142,976 (-) Land $17,772 Building $125,204
2025	$1,389.00 (+5.15%)	$27,170 (+4.98%) Land $3,380 Building $23,790	$142,976 (+5%) Land $17,772 Building $125,204
2023	$1,321.00	$25,880 Land $3,220 Building $22,660	$136,168 Land $16,926 Building $119,242

Flood & Wildfire

1608 Oak St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Cape Girardeau County (29031C), updated January 19, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.