Hamilton County property record for 1608 Merrimac St, Cincinnati, OH 45207
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,464 sqft · built 2020 |
| Lot Size | 0.086 acres (3,781 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $678,887 (Oct 2020) |
| Tax Bill | $2,513 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-0004-0216-00 |
| Primary APN | 055-0004-0216-00 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,464 sqft Living Area |
| 1st Floor Area | 972 sqft |
| 2nd Floor Area | 1,492 sqft |
| Basement Area | 964 sqft |
| Finished Basement | 560 sqft |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 3,781 sqft (0.086 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1608 MERRIMAC ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45207-1574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MERRIMAC ST 0.0868 AC LOT 16MERRIMAC SQUARE SUB |
| Legal Subdivision | SQUARE SUB |
| Legal Lot Number | 16 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 3900 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1608 MERRIMAC ST, CINCINNATI, OH 45207-1574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage KEMBA CREDIT UNION INC |
| Mar 5, 2021 | Deed of Trust, Mortgage · Line of Credit CIVISTA BANK |
| Oct 21, 2020 | Warranty Deed, Subdivision Related Transfer · ARM GENERAL ELECTRIC CU |
| Mar 24, 2020 | Warranty Deed, Construction Loan · Construction Mortgage 1ST NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2020 · Amount on Record |
| Deed Sale | Oct 21, 2020 · Amount on Record |
| Prior Sale | Mar 24, 2020 · Amount on Record |
| Deed Document Number | 0000109957 |
| Deed Book / Page | 14279 / 1730 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1608 MERRIMAC ST, CINCINNATI, OH 45207-1574 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000028347 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 14626/1745 |
| Instrument | 2022-0028347 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Apr 1, 2037 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 1-Year CMT |
| Max Rate | 6.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1608 MERRIMAC ST, CINCINNATI, OH 45207-1574 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1608 MERRIMAC ST, CINCINNATI, OH 45207-1574 |
| Document Number | 0000028533 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 14368/2283 |
| Instrument | 2021-0028533 |
| Name | CIVISTA BANK |
|---|---|
| Type | Bank |
| Address | SANDUSKY, OH 44870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 21, 2020 |
| Property Address | 1608 MERRIMAC ST, CINCINNATI, OH 45207-1574 |
| Document Number | 0000109957 |
| Book / Page | 14279 / 1730 |
| Map Reference | MB 472 PG 9-11 |
| Instrument Date | Oct 14, 2020 |
| Instrument | 2020-0109957 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,715.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10485 READING RD, CINCINNATI, OH 45241-2523 |
| Document Number | 0000109958 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2020-0109958 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 4.37% |
| Index | 1-Year CMT |
| Max Rate | 7.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 24, 2020 |
| Property Address | 1608 MERRIMAC ST, CINCINNATI, OH 45207-1574 |
| Document Number | 0000028126 |
| Book / Page | 14131 / 271 |
| Map Reference | MB 472 PG 9-11 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 2020-0028126 |
| Transaction Type | Construction Loan |
| Record Updated | May 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4000 EXECUTIVE PARK DR STE 250, 250, CINCINNATI, OH 45241-4008 |
| Investor | Possibly a Property Investor |
| Document Number | 0000028127 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 2020-0028127 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 13, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,513.00 (+3.16%) | $237,612 (-) Land $25,410 Building $212,202 | |
| 2024 | $2,436.00 (-2.25%) | $237,612 (-) Land $25,410 Building $212,202 | |
| 2023 | $2,492.00 (-10.3%) | $237,612 (-) Land $25,410 Building $212,202 | $678,890 (-) Land $72,600 Building $606,290 |
| 2022 | $2,778.00 Homeowner's exemption | $237,612 Land $25,179 Building $212,433 | |
| 2020 | $678,890 Land $71,940 Building $606,950 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
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