1608 Longfellow Ave, Waterloo, IA 50703 Property Records

Black Hawk County property record for 1608 Longfellow Ave, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1969
Lot Size	0.185 acres (8,062 sqft)
Owner	2 Individual Names on File
Last Sale	$52,000 (May 2023)
Tax Bill	$2,584 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8913-10-426-013`

Property Details

APN / Parcel Number

Primary APN	`8913-10-426-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft
Basement Area	912 sqft
Finished Basement	850 sqft
Unfinished Basement	912 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,062 sqft (0.185 acres)
Lot Dimensions	139 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1608 LONGFELLOW AVE
City	WATERLOO
State	IA
Zip	50703-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVERDALE ACRES N 58 FT S 118 FT W 1/2 LOT 13
Legal Range	13W
Legal Township	89N
Legal Section	10
Legal Subdivision	CLOVERDALE ACRES
Legal Lot Number	13
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1003
Census Tract	1702

Owner

1608 Longfellow Ave is owned and occupied by two individuals who bought it in May 2023.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1608 LONGFELLOW AVE, WATERLOO, IA 50703-1106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
May 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Mar 26, 2018	Warranty Deed, Transfer
Jan 12, 2018	Certificate of Transfer, Transfer
Jan 8, 2018	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2023 · Amount on File
Deed Sale	May 4, 2023 · Amount on File
Prior Sale	Mar 26, 2018 · Amount on File
Deed Document Number	202314754
Prior Transfer Date	Jan 9, 2018
Prior Transfer Doc	0000011797
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1608 LONGFELLOW AVE, WATERLOO, IA 50703-1106
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 LONGFELLOW AVE, WATERLOO, IA 50703-1106

Mortgage

Document Number	202400003433
Date	Sep 7, 2023
Instrument	202400003433

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1608 LONGFELLOW AVE, WATERLOO, IA 50703-1106
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300014755
Date	May 4, 2023
Instrument	202300014755

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Jun 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Max Rate	12.5%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 26, 2018
Property Address	1608 LONGFELLOW AVE, WATERLOO, IA 50703-1106
Document Number	201800015556
Instrument Date	Mar 21, 2018
Instrument	201800015556
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 LONGFELLOW AVE, WATERLOO, IA 50703-1106

January 2018: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 12, 2018
Property Address	1608 LONGFELLOW AVE, WATERLOO, IA 50703-1106
Document Number	201800011797
Instrument Date	Jan 9, 2018
Instrument	2018-00011797
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 8, 2018
Property Address	1608 LONGFELLOW AVE, WATERLOO, IA 50703-1106
Document Number	201800011569
Instrument Date	Dec 22, 2017
Instrument	2018-00011569
Transaction Type	Foreclosure
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146-1837
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1608 Longfellow Ave was $2,584 with a homeowner's exemption, down 10.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,584.00 (-10.15%) Homeowner's exemption	$137,530 Land $18,850 Building $118,680	$137,530 Land $18,850 Building $118,680
2024	$2,876.00
2023		$142,790 (+40.32%) Land $18,850 Building $123,940	$142,790 Land $18,850 Building $123,940
2022	$2,234.00	$101,760 Land $18,850 Building $82,910
2021			$101,760 Land $18,850 Building $82,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1608 Longfellow Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1999–2008)
Most Recent Claim	Apr 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1608 Longfellow Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50

May also be available: GigFire, Nextlink.

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