Weld County property record for 1608 Lake Vista Ln, Severance, CO 80550
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,605 sqft · built 2020 |
| Lot Size | 0.351 acres (15,287 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,015 (Jun 2020) |
| Tax Bill | $6,654 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2026 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7053-44-0-41-45 |
| Primary APN | 7053-44-0-41-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,605 sqft Living Area |
| Gross Area | 4,814 sqft |
| Basement Area | 1,204 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame/Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,287 sqft (0.351 acres) |
| Garage Type | Attached |
| Garage Area | 1,005 sqft |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R8958745 |
|---|---|
| Street Address | 1608 LAKE VISTA LN |
| City | SEVERANCE |
| State | CO |
| Zip | 80550-3803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 145 SEVERANCE SHORES |
| Legal Subdivision | SEVERANCE SHORES |
| Legal Block | 1 |
| Legal Lot Number | 145 |
| Jurisdiction | WELD CO |
| Township / Civil Division | WINDSOR |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 2208 |
Source: Weld County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3677 S HURON ST, 101, ENGLEWOOD, CO 80110-3466 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION |
| May 15, 2026 | Deed of Trust, Mortgage · Line of Credit KINGS FEDERAL CREDIT UNION |
| Feb 12, 2026 | Deed of Trust, Mortgage · Line of Credit ENT CU |
| Jun 19, 2020 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Feb 14, 2020 | Loan Modification, Mortgage · Line of Credit TEXAS CAP BK |
| Feb 18, 2020 | Grant Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2020 · Amount on Record |
| Deed Sale | Jun 19, 2020 · Amount on Record |
| Deed Document Number | 20204600607 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELD CO |
| Recording Date | Aug 14, 2026 |
| Property Address | 1608 LAKE VISTA LN, SEVERANCE, CO 80550-3803 |
| Document Number | 0005121057 |
| Instrument Date | Aug 8, 2026 |
| Instrument | 20265121057 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1608 LAKE VISTA LN, SEVERANCE, CO 80550-3803 |
| Document Number | 0005121057, |
|---|---|
| Date | Aug 14, 2026 |
| Instrument | 20265121057 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 28, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELD CO |
| Recording Date | May 15, 2026 |
| Property Address | 1608 LAKE VISTA LN, SEVERANCE, CO 80550-3803 |
| Document Number | 0005102014 |
| Instrument Date | May 9, 2026 |
| Instrument | 20265102014 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1608 LAKE VISTA LN, SEVERANCE, CO 80550-3803 |
| Document Number | 0005102014, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 20265102014 |
| Name | KINGS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 28, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELD CO |
| Property Address | 1608 LAKE VISTA LN, SEVERANCE, CO 80550-3803 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005082523 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | 5082523 |
| Name | ENT CU |
|---|---|
| Type | Credit Union |
| Address | COLORADO SPRINGS, CO 80921 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 28, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WELD CO |
| Recording Date | Jun 19, 2020 |
| Property Address | 1608 LAKE VISTA LN, SEVERANCE, CO 80550-3803 |
| Document Number | 0004600607 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 4600607 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1608 LAKE VISTA LN, SEVERANCE, CO 80550-3803 |
| Document Number | 0004600608 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 4600608 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WELD CO |
| Property Address | 1608 LAKE VISTA LN, SEVERANCE, CO 80550-3803 |
| Document Number | 0004567217 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0004567217 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 4567217 |
| Name | TEXAS CAP BK |
|---|---|
| Type | Bank |
| Address | 2930 W SAM HOUSTON PKWY N, HOUSTON, TX 77043-1634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WELD CO |
| Recording Date | Feb 18, 2020 |
| Property Address | 1608 LAKE VISTA LN, SEVERANCE, CO 80550-3803 |
| Document Number | 0004567212 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 4567212 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2020 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7251 W 20TH STREET LN #200 GREELEY CO 80634, 200, GREELEY, CO 80634 |
Source: Weld County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Weld County |
| Municipality | Severance Town |
| Unified School District | Windsor School District RE-4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,170 (-2.11%) Land $6,240 Building $30,930 | $607,360 (-) Land $102,000 Building $505,360 | |
| 2025 | $6,654.00 (+15.24%) | $37,970 (+0.61%) Land $6,380 Building $31,590 | $607,360 (+8.86%) Land $102,000 Building $505,360 |
| 2024 | $5,774.00 (+4.79%) | ||
| 2023 | $5,510.00 | $37,740 Land $10,250 Building $27,490 | $557,929 Land $151,575 Building $406,354 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98.4% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SEVERANCE serves 11,733 people · EPA ID CO0162707 |
|---|---|
| Water Source | Purchased surface water from NORTH WELD COUNTY WD |
| Last State Inspection | Dec 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LightGig Communications Fiber | 10,000 / 10,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| TDS Telecom Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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