McKinley County property record for 1608 Kit Carson Dr, Gallup, NM 87301
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.444 acres (19,366 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,039 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-105-087-257-138 |
| Primary APN | 2-105-087-257-138 |
|---|---|
| Alternative APN |
|
| Lot Area | 19,366 sqft (0.444 acres) |
|---|
| Account Number | R674982 |
|---|---|
| Street Address | 1608 KIT CARSON DR |
| City | GALLUP |
| State | NM |
| Zip | 87301-5732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLOCK 2, WILLIAMS ADDN. BK 25 PG 4078 8/30/05 CODE #2-105-087-257-138 |
| Legal Subdivision | WILLIAMS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | MCKINLEY NM |
| Township / Civil Division | GALLUP |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 945501 |
1608 Kit Carson Dr is owned and occupied by two individuals.
Source: McKinley County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1608 KIT CARSON DR, GALLUP, NM 87301-5732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKINLEY NM |
| Recording Date | May 4, 2026 |
| Property Address | 1608 KIT CARSON DR, GALLUP, NM 87301-5732 |
| Document Number | 0000414616 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026414616 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1608 KIT CARSON DR, GALLUP, NM 87301-5732 |
| Document Number | 0000414616, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026414616 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 96 Months |
| Due | May 1, 2034 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCKINLEY NM |
| Property Address | 1608 KIT CARSON DR, GALLUP, NM 87301-5732 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | 390117 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 390117 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2034 |
The 2025 property tax bill for 1608 Kit Carson Dr was $2,039, down 5.6% from the year before.
Source: McKinley County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | McKinley County |
| Municipality | Gallup City |
| Unified School District | Gallup-McKinley County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,108 (+3%) Land $15,547 Building $45,561 | $183,326 (+3%) Land $46,642 Building $136,684 | |
| 2025 | $2,039.00 (-5.56%) | $59,329 (+3%) Land $15,417 Building $43,912 | $177,987 (+3%) Land $46,250 Building $131,737 |
| 2024 | $2,159.00 (+2.27%) | $57,601 (+3%) Land $15,417 Building $42,184 | $172,803 (+3%) Land $46,250 Building $126,553 |
| 2023 | $2,111.00 (+4.04%) | $55,924 (+1.16%) Land $15,417 Building $40,507 | $167,770 (+1.16%) Land $46,250 Building $121,520 |
| 2022 | $2,029.00 | $55,281 Land $15,417 Building $39,864 | $165,842 Land $46,250 Building $119,592 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1608 Kit Carson Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1608 Kit Carson Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLUP WATER SYSTEM serves 20,880 people · EPA ID NM3508317 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jan 2026 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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