1608 Karley Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1608 Karley Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,821 sqft · built 1968
Lot Size	0.29 acres (12,632 sqft)
Owner	Company Name on File
Tax Bill	$1,927 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`014.019.04007024`

Property Details

APN / Parcel Number

Primary APN	`014.019.04007024`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,821 sqft Living Area
Gross Area	2,301 sqft
1st Floor Area	1,821 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Masonry / Concrete Block
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	480 sqft
Porch	Open Frame Porch
Porch Area	96 sqft
Patio Area	770 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1608 KARLEY DR
City	ARNOLD
State	MO
Zip	63010-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	KARLEY MANOR ADD 1 LOT 31
Legal Range	6E
Legal Township	43N
Legal Section	19
Legal Subdivision	KARLEY MANOR ADD 1
Legal Block	2
Legal Lot Number	31
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	2
Census Block	2000
Census Tract	700118

Owner

1608 Karley Dr is owned by a company that acquired it in July 2002.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	1608 KARLEY DR, ARNOLD, MO 63010-1117
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Commercial Mortgage FINANCIAL & MARKETING SOLUTIONS LLC
Jan 3, 2024	Deed of Trust, Mortgage · Commercial Mortgage FINANCIAL & MARKETING SOLUTIONS LLC
Jun 10, 2019	Loan Modification, Mortgage · Line of Credit FINANCIAL&MARKETING SOLUTIONS
May 24, 2019	Deed of Trust, Mortgage · Line of Credit UMB BK
Dec 11, 2018	Deed of Trust, Mortgage · Line of Credit FINANCIAL&MARKETING SOLUTIONS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 17, 2002
Transfer Doc	0000039695
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1608 KARLEY DR, ARNOLD, MO 63010-1117
Transaction Type	Mortgage
Record Updated	Dec 29, 2025
Title Company	UNKNOWN, PLT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 KARLEY DR, ARNOLD, MO 63010-1117

Mortgage

Document Number	0000032477
Date	Dec 11, 2025
Instrument	2025R-032477

Lender

Name	FINANCIAL & MARKETING SOLUTIONS LLC
Type	Non-Lending Institution
Address	SAINT LOUIS, MO 63131

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1608 KARLEY DR, ARNOLD, MO 63010-1117
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000240
Date	Jan 3, 2024
Instrument	2024R-000240

Lender

Name	FINANCIAL & MARKETING SOLUTIONS LLC
Type	Non-Lending Institution
Address	SAINT LOUIS, MO 63131

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON MO
Property Address	1608 KARLEY DR, ARNOLD, MO 63010-1117
Document Number	0000025865
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1608 KARLEY DR ARNOLD MO 630101117, ARNOLD, MO 63010-1117

Mortgage

Document Number	0000025865
Date	Aug 29, 2019
Instrument	25865

Lender

Name	FINANCIAL&MARKETING SOLUTIONS
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63131

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1608 KARLEY DR, ARNOLD, MO 63010-1117
Document Number	0000015485
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1608 KARLEY DR ARNOLD MO 630101117, ARNOLD, MO 63010-1117

Mortgage

Document Number	0000015485
Date	Jun 3, 2019
Instrument	15485

Lender

Name	UMB BK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1608 KARLEY DR, ARNOLD, MO 63010-1117
Document Number	0000037983
Instrument Date	Dec 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1608 KARLEY DR ARNOLD MO 630101117, ARNOLD, MO 63010-1117

Mortgage

Document Number	0000037983
Date	Dec 17, 2018
Instrument	37983

Lender

Name	FINANCIAL&MARKETING SOLUTIONS
Type	Funding / Finance Company
Address	TOWN AND COUNTRY, MO 63131

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1608 Karley Dr was $1,927.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,600 (-) Land $2,500 Building $27,100	$155,800 Land $13,200 Building $142,600
2025	$1,927.00	$29,600 Land $2,500 Building $27,100
2024			$155,800 (+7.82%) Land $13,200 Building $142,600
2023	$1,905.00	$27,400 Land $2,500 Building $24,900	$144,500 Land $13,200 Building $131,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1608 Karley Dr in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	27 (1978–2019)
Claims Outside the SFHA	3 of 27
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 3 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 2 claims Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1608 Karley Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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