1608 Hempstead Ct, Joppa, MD 21085 Property Records

Harford County property record for 1608 Hempstead Ct, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,848 sqft · built 2000
Lot Size	0.202 acres (8,799 sqft)
Owner	Individual Name on File
Last Sale	$49,000 (Jun 2000)
Tax Bill	$3,416 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Dec 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-320637`

Property Details

APN / Parcel Number

Primary APN	`01-320637`
Alternative APNs	`1320637` `320637`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,848 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.202 acres)
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	320637
Street Address	1608 HEMPSTEAD CT
City	JOPPA
State	MD
Zip	21085-5429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 8799 SF 1608 HEMPSTEAD COURT GUNPOWDER S1 P 96/15
Legal Subdivision	GUNPOWDER
Legal Lot Number	12
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2008
Census Tract	301301

Owner

Source: Harford County records · APN 01-320637

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1608 HEMPSTEAD CT, JOPPA, MD 21085-5429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ABERDEEN PROVING GROUND FCU
Dec 28, 2017	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL FCU OF MARYLAND
Jan 30, 2018	Deed of Trust, Mortgage · ARM FIRST FINANCIAL FCU OF MARYLAND
Jun 14, 2018	Deed of Trust, Mortgage · Closed-End Mortgage FIRST FINANCIAL FCU OF MARYLAND

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2000 · Amount on Record
Deed Sale	Jun 29, 2000 · Amount on Record
Deed Document Number	20003062
Deed Book / Page	3291 / 501
Last Transfer Date	Dec 20, 2022
Transfer Doc	0157920466
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Jan 10, 2023
Property Address	1608 HEMPSTEAD CT, JOPPA, MD 21085-5429
Document Number	0157920466
Book / Page	15792 / 466
Map Reference	MB CGH 96 FO 15
Instrument Date	Dec 20, 2022
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0157920471
Date	Jan 10, 2023
Instrument	15792-0471

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 01, 2030
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	10.5%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1608 HEMPSTEAD CT, JOPPA, MD 21085-5429
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126530098
Date	Dec 28, 2017
Book Page	12653/0098
Instrument	12653-0098

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1608 HEMPSTEAD CT, JOPPA, MD 21085-5429
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0126860479
Date	Jan 30, 2018
Book Page	12686/0479
Instrument	12686-0479

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jan 01, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	9.5%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	1608 HEMPSTEAD CT, JOPPA, MD 21085-5429
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0128600291
Date	Jun 14, 2018
Book Page	12860/0291

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 31, 2033

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,967 (+14.79%)	$365,200 (+16.49%) Land $98,100 Building $267,100
2025	$3,416.00 (+7.08%)
2023		$303,133	$313,500 Land $98,100 Building $215,400
2022	$3,190.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253013012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1978–2022)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2022, rainfall accumulation
Claims By Storm	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 152 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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