1608 Front St, Billings, MT 59101 Property Records

Yellowstone County property record for 1608 Front St, Billings, MT 59101

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,092 sqft · built 2007
Lot Size	0.088 acres (3,840 sqft)
Owner	2 Individual Names on File
Last Sale	$429,000 (Jun 2021)
Tax Bill	$3,213 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`000A338650`

Property Details

APN / Parcel Number

Primary APN	`000A338650`
Alternative APNs	`03-0927-20-2-04-77-0000` `R0335230` `A33865`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,092 sqft Living Area
Gross Area	3,496 sqft
1st Floor Area	960 sqft
2nd Floor Area	1,268 sqft
Basement Area	960 sqft
Finished Basement	864 sqft
Unfinished Basement	96 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,840 sqft (0.088 acres)
View / Lot	Neighborhood / Spot
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1608 FRONT ST
City	BILLINGS
State	MT
Zip	59101-8915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOSEPHINE CROSSING SUB, S20, T01 S, R26 E, BLOCK 3, LOT 39, 3840 SQUARE FEET
Legal Range	26E
Legal Township	01S
Legal Section	20
Legal Subdivision	JOSEPHINE CROSSING SUB
Legal Block	3
Legal Lot Number	39
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	3
Census Block	3103
Census Tract	901

Owner

1608 Front St is owned and occupied by two individuals who bought it in June 2021.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1608 FRONT ST, BILLINGS, MT 59101-8915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Mar 26, 2018	Deed of Trust, Mortgage YELLOWSTONE BANK
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC
Aug 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BILLINGS FEDERAL CREDIT UNION
Feb 14, 2020	Warranty Deed, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA
Jun 11, 2018	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Prior Sale	Feb 14, 2020 · Amount on File
Deed Document Number	20213977868
Prior Transfer Date	Jun 8, 2018
Prior Transfer Doc	0003851380
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1608 FRONT ST, BILLINGS, MT 59101-8915
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 FRONT ST, BILLINGS, MT 59101-8915

Mortgage

Document Number	0004061068
Date	Oct 26, 2023
Instrument	4061068

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 16, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1608 FRONT ST, BILLINGS, MT 59101-8915
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003844724
Date	Mar 26, 2018
Instrument	000003844724

Lender

Name	YELLOWSTONE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2048

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 25, 2021
Property Address	1608 FRONT ST, BILLINGS, MT 59101-8915
Document Number	0003977868
Map Reference	DOC 3402833
Instrument Date	Jun 25, 2021
Instrument	3977868
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	624 PEACHTREE STATION CIR, 624, PEACHTREE CITY, GA 30269-2958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 FRONT ST, BILLINGS, MT 59101-8915

Mortgage

Document Number	0003977869
Date	Jun 25, 2021
Instrument	3977869

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1608 FRONT ST, BILLINGS, MT 59101-8915
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003892999
Date	Aug 16, 2019
Instrument	3892999

Lender

Name	BILLINGS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Feb 14, 2020
Property Address	1608 FRONT ST, BILLINGS, MT 59101-8915
Document Number	0003911497
Instrument Date	Feb 13, 2020
Instrument	3911497
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1608 FRONT ST, BILLINGS, MT 59101-8915

Mortgage

Document Number	0003911498
Date	Feb 14, 2020
Instrument	3911498

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2040

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jun 11, 2018
Property Address	1608 FRONT ST, BILLINGS, MT 59101-8915
Document Number	0003851380
Instrument Date	Jun 8, 2018
Instrument	3851380
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 FRONT ST BILLINGS MT 591018915, BILLINGS, MT 59101-8915

Tax Assessment & Valuation

The 2025 property tax bill for 1608 Front St was $3,213, down 11.7% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Secondary School District	Billings High School District (09 - 12)
Elementary School District	Elysian Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,000 (-) Land $60,332 Building $458,668	$519,000 (-) Land $60,332 Building $458,668
2025	$3,213.00 (-11.68%)	$519,000 Land $60,332 Building $458,668	$519,000 Land $60,332 Building $458,668
2024	$3,638.00 (+8.89%)
2023	$3,341.00	$417,100	$417,100 Land $65,984 Building $351,116

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1608 Front St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1978–1997)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, Jun 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1608 Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisp West Fixed Wireless	100 / 20

May also be available: CenturyLink, TCT Internet, Verizon.

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