311 E CHICAGO ST STE 220, 220, MILWAUKEE, WI 53202-5890
Mortgage
Document Number
0000000891
Date
Feb 15, 2022
Instrument
2022-00891
Lender
Name
US BANK NA
Type
Bank
Agreement
Type
Stand-Alone First Mortgage
Amount
Amount on Record
December 2017: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
WHITESIDE IL
Recording Date
Dec 29, 2017
Property Address
1608 E ROCK FALLS RD, ROCK FALLS, IL 61071-3246
Document Number
0000007829
Instrument Date
Dec 21, 2017
Instrument
7829
Transaction Type
Transfer
Record Updated
Dec 14, 2020
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Tax
$1.00
Amount Accuracy
Confirmed
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
350 COMSTOCK DR ELGIN IL 601243827, ELGIN, IL 60124-3827
Mortgage
Document Number
7830
Date
Dec 29, 2017
Instrument
7830
Lender
Name
BYRON BK
Type
Bank
Address
BYRON, IL 61010
Special Notes
Seller Financed
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
120 Months
Due
Dec 28, 2027
Interest
Rate Type
Adjustable Rate
Rate
5.75%
Tax Assessment & Valuation
The 2025 property tax bill for 1608 E Rock Falls Rd was $7,458, down 1.3% from the year before.
Source: Whiteside County assessment roll, as of May 22, 2026
Property Jurisdictions
Type
Name
State
Illinois
County
Whiteside County
County Subdivision
Montmorency Township
Elementary School District
East Coloma-Nelson Consolidated Elementary School District 20 (PK - 08)
Secondary School District
Rock Falls Township High School District 301 (09 - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$7,458.00 (-1.31%)
$87,530 (-)Land $8,000Building $79,530
2024
$7,557.00
$87,530Land $8,000Building $79,530
$262,590 (-)Land $24,000Building $238,590
2023
$262,590 (-)Land $24,000Building $238,590
2022
$7,802.00
$87,530Land $8,000Building $79,530
$262,590Land $24,000Building $238,590
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 1608 E Rock Falls Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
3 (1979)
Most Recent Claim
Mar 1979 · tidal / storm surge
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 1608 E Rock Falls Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source
Groundwater
Last State Inspection
Dec 2023
Lead
3 ppb (2026–2028) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025