1608 E Gardenia Ave, Phoenix, AZ 85020 Property Records

Maricopa County property record for 1608 E Gardenia Ave, Phoenix, AZ 85020

Property Summary

Property Type	Condominium
Details	3 ba · 1,468 sqft · built 1975
Lot Size	0.048 acres (2,134 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Mar 2020)
Tax Bill	$1,105 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`164-24-047`

Property Details

APN / Parcel Number

Primary APN	`164-24-047`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,468 sqft Living Area
Gross Area	1,572 sqft
1st Floor Area	1,288 sqft
2nd Floor Area	180 sqft

Exterior

Year Built	Built 1975
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	2,134 sqft (0.048 acres)
Parking Spaces	2 Parking Spaces
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1608 E GARDENIA AVE
City	PHOENIX
State	AZ
Zip	85020-5215
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	M-M
Legal Description	COLONIA MONTANA APT 2 TOG W UND 1-18 INT IN COMMO N ELEMENTS
Legal Range	03E
Legal Township	02N
Legal Section	03
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	COLONIA MONTANA
Legal Lot Number	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4003
Census Tract	105102

Owner

1608 E Gardenia Ave, a condominium, is owned and occupied by an individual who bought it in March 2020.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Mailing Address	1608 E GARDENIA AVE, PHOENIX, AZ 85020-5215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Oct 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Mar 30, 2020	Warranty Deed, Transfer CHICAGO TITLE AGENCY INC
Mar 30, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2020 · Amount on File
Deed Sale	Mar 30, 2020 · Amount on File
Prior Sale	Mar 30, 2020 · Amount on File
Deed Document Number	20200272227
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1608 E GARDENIA AVE, PHOENIX, AZ 85020-5215
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 E GARDENIA AVE, PHOENIX, AZ 85020-5215

Mortgage

Document Number	0000849067
Date	Nov 21, 2022
Instrument	20220849067

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1608 E GARDENIA AVE, PHOENIX, AZ 85020-5215
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 E GARDENIA AVE, PHOENIX, AZ 85020-5215

Mortgage

Document Number	0001092054
Date	Oct 11, 2021
Instrument	20211092054

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 30, 2020
Property Address	1608 E GARDENIA AVE, PHOENIX, AZ 85020-5215
Document Number	0000272227
Map Reference	MB 169 PG 10
Instrument Date	Mar 18, 2020
Instrument	20200272227
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4218 N 35TH PL, 4218, PHOENIX, AZ 85018-4710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 E GARDENIA AVE, PHOENIX, AZ 85020-5215

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 30, 2020
Property Address	1608 E GARDENIA AVE, PHOENIX, AZ 85020-5215
Document Number	0000272228
Instrument Date	Mar 16, 2020
Instrument	272228
Transaction Type	Transfer
Record Updated	Apr 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5151 N 16TH ST #2054 PHOENIX AZ 850163812, 2054, PHOENIX, AZ 85016-3812

Tax Assessment & Valuation

The 2025 property tax bill for 1608 E Gardenia Ave was $1,105.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Madison Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,380	$363,800 Land $72,700 Building $291,100
2025	$1,105.00
2024		$40,570	$405,700 Land $81,100 Building $324,600
2023	$1,020.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1608 E Gardenia Ave in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	90 units insured incl. 76 condo units
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1608 E Gardenia Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks, T-Mobile.

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