1608 E Bell Ave, Des Moines, IA 50320 Property Records

Polk County property record for 1608 E Bell Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 978 sqft · built 1978
Lot Size	0.493 acres (21,510 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Jul 2023)
Tax Bill	$4,880 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7824-14-152-053`

Property Details

APN / Parcel Number

Primary APN	`7824-14-152-053`
Alternative APNs	`010/06092-005-000` `01006092003000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	978 sqft Living Area
Gross Area	1,796 sqft
1st Floor Area	978 sqft
Basement Area	912 sqft
Finished Basement	670 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,510 sqft (0.493 acres)
Lot Dimensions	239 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Old Parcel Number	01006092003000
Street Address	1608 E BELL AVE
City	DES MOINES
State	IA
Zip	50320-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	-EX S 25F- E 7 1/2F W 165F S 8A & -EX S 25F- W 1/2A E 7A S 8A SE 1/4 NW 1/4 SEC 14-78-24
Legal Range	24
Legal Township	78
Legal Section	14
Legal Subdivision	SEC 14-78-24
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1011
Census Tract	3901

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1608 E BELL AVE, DES MOINES, IA 50320-1134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Sep 8, 2017	Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	Sep 8, 2017
Deed Document Number	2023-00037249
Deed Book / Page	19540 / 171
Record Updated	Jun 7, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 17, 2023
Property Address	1608 E BELL AVE, DES MOINES, IA 50320-1134
Document Number	0000037249
Book / Page	19540 / 171
Instrument Date	Jul 13, 2023
Instrument	2023-00037249
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1608 E BELL AVE, DES MOINES, IA 50320-1134

Mortgage

Document Number	0000037250
Date	Jul 17, 2023
Instrument	2023-00037250

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 8, 2017
Property Address	1608 E BELL AVE, DES MOINES, IA 50320-1134
Document Number	0000020974
Book / Page	016638 / 000283
Instrument Date	Aug 28, 2017
Instrument	20974
Transaction Type	Transfer
Record Updated	Sep 27, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 E BELL AVE DES MOINES IA 503201134, DES MOINES, IA 50320-1134

Mortgage

Document Number	20976
Date	Sep 8, 2017
Book Page	016638/000289
Instrument	20976

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$269,600 (+10.9%) Land $49,600 Building $220,000	$269,600 (+10.9%) Land $49,600 Building $220,000
2024	$4,880.00 (+10.46%)
2023		$243,100 (+21.13%) Land $44,100 Building $199,000	$243,100 (+21.13%) Land $44,100 Building $199,000
2022		$200,700 Land $37,500 Building $163,200
2021			$200,700 Land $37,500 Building $163,200
2020	$4,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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