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1608 Dennis St, Key West, FL 33040 Property Records

Monroe County property record for 1608 Dennis St, Key West, FL 33040 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,076 sqft · built 1998
Lot Size0.053 acres (2,312 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Mar 2015)
Tax Bill$3,601 (2024)
Deeds & MortgagesApr 2018 Mortgage
Aug 2020 Mortgage
Flood ZoneZone AE (high risk)
APN00063010-000100

Property Details

APN / Parcel Number

Primary APN00063010-000100
Alternative APNs
  • 01010100063010000100
  • 1063436

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories3 Stories
Building Area2,076 sqft Living Area
1st Floor Area1,800 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2014
Exterior MaterialCombination
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,312 sqft (0.053 acres)
Lot Dimensions46 ft deep x 50 ft wide
Garage TypeCovered
Garage Area576 sqft

Exterior Amenities

PorchOpen Porch
Porch Area584 sqft
Deck Area921 sqft
Patio Area921 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1063436
Street Address1608 DENNIS ST
CityKEY WEST
StateFL
Zip33040-5369
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW DIAG PB1-13 THE S1/2 OF LOT-18 SQR-4 TR-30 OR410-442/443 OR678-711 OR982-2244/2245 OR1018-2500 OR1035-1823/1824 OR1038-1095 OR1501-433/435 OR1849-137/138 OR2057-421 OR2123-2259D/C OR2729-2159/60
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionKEY WEST SQUARE 04 TR 30
Legal Tract30
Legal Lot Number18
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1007
Census Tract972000

Owner

Source: Monroe County records · APN 00063010-000100

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1107 KEY PLZ, KEY WEST, FL 33040-4077
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2018Deed of Trust, Mortgage · VA Mortgage
CAPITAL BANK
Aug 14, 2020Deed of Trust, Mortgage · VA Mortgage
TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 17, 2015 · Amount on Record
Deed SaleMar 17, 2015 · Amount on Record
Prior SaleJul 14, 2006 · Amount on Record
Deed Document Number20152020181
Deed Book / Page2729 / 2159
Prior Transfer DateMar 13, 2015
Prior Transfer Doc0027292159
Record UpdatedJun 08, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1608 DENNIS ST, KEY WEST, FL 33040-5369
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029022131
DateApr 23, 2018
Book Page2902/2131
Instrument2165645
Lender
NameCAPITAL BANK
TypeBank
AddressFORT MYERS, FL 33966
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2048

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1608 DENNIS ST, KEY WEST, FL 33040-5369
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1608 DENNIS ST, KEY WEST, FL 33040-5369

Mortgage

Document Number0030371317
DateAug 14, 2020
Book Page3037/1317
Instrument2277251
Lender
NameTOP FLITE FINANCIAL INC
TypeMortgage Company
AddressWILLIAMSTON, MI 48895
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$467,213 (+5.99%)$716,708 (+19.15%) Land $292,329 Building $424,379
2024$3,601.00 (+2.16%)
2023$3,525.00 (+4.66%)$440,822 (+3%)$601,494 (+0.42%) Land $221,258 Building $380,236
2022$3,368.00$427,983$598,995 Land $214,554 Building $384,441

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879720001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 325 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies339 units insured
14 under condo master policies
Nearby Flood Claims769 (1980–2025)
Most Recent ClaimFeb 2025, rainfall accumulation
Claims By Storm
  • Hurricane Ian, Sep 2022 · 88 claims
  • Hurricane Wilma, Oct 2005 · 313 claims
  • Hurricane Georges, Sep 1998 · 134 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 168 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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