1608 Chestnut St, Kearney, MO 64060 Property Records

Clay County property record for 1608 Chestnut St, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,385 sqft · built 2020
Owner	2 Individual Names on Record
Tax Bill	$3,806 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-809-00-10-022.00`

Property Details

APN / Parcel Number

Primary APN	`07-809-00-10-022.00`
Alternative APNs	`7809001002200` `352891`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,385 sqft Living Area
1st Floor Area	1,385 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1608 CHESTNUT ST
City	KEARNEY
State	MO
Zip	64060-8258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COTTONWOOD CREEK 2ND PLAT LT 41
Legal Range	31W
Legal Township	53N
Legal Section	28
Legal Subdivision	COTTONWOOD CREEK 2ND
Legal Lot Number	41
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	1
Census Block	1040
Census Tract	21809

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1608 CHESTNUT ST, KEARNEY, MO 64060-8258
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage STRIDE BANK NA
Jun 29, 2021	Intrafamily Transfer, Transfer
Dec 9, 2019	Warranty Deed, Transfer · Conventional Mortgage ACADEMY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2025
Deed Sale	Feb 3, 2025
Prior Sale	Dec 9, 2019 · Amount on Record
Deed Document Number	20252322
Deed Book / Page	9879 / 86
Prior Transfer Date	Apr 29, 2021
Prior Transfer Doc	0000027990
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1608 CHESTNUT ST, KEARNEY, MO 64060-8258
Transaction Type	Mortgage
Record Updated	Jan 30, 2026
Title Company	DRI TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 CHESTNUT ST, KEARNEY, MO 64060-8258

Mortgage

Document Number	0000001889
Date	Jan 22, 2026
Book Page	10093/86
Instrument	2026001889

Lender

Name	STRIDE BANK NA
Type	Bank
Address	OKLAHOMA CITY, OK 73142

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MO
Recording Date	Jun 29, 2021
Property Address	1608 CHESTNUT ST, KEARNEY, MO 64060-8258
Document Number	0000027990
Book / Page	9098 / 22
Instrument Date	Apr 29, 2021
Instrument	2021027990
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 CHESTNUT ST, KEARNEY, MO 64060-8258

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Dec 9, 2019
Property Address	1608 CHESTNUT ST, KEARNEY, MO 64060-8258
Document Number	0000037012
Book / Page	8561 / 159
Instrument Date	Dec 6, 2019
Instrument	2019037012
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	THOMSON AFFINITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 CHESTNUT ST, KEARNEY, MO 64060-8258

Mortgage

Document Number	0000037013
Date	Dec 9, 2019
Instrument	2019037013

Lender

Name	ACADEMY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,806.00 (+7.18%)	$58,180 (+11.88%)	$306,211 (+11.88%)
2023	$3,551.00	$52,000	$273,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 6 serves 4,912 people · EPA ID MO1024146
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Intercept Fiber, Verizon, Wisper ISP.

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