1608 Cedar Rd, Saint Leonard, MD 20685 Property Records

Calvert County property record for 1608 Cedar Rd, Saint Leonard, MD 20685

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,101 sqft · built 1964
Lot Size0.23 acres (10,000 sqft)
Owner2 Company Names on Record
Last Sale$128,500 (Mar 2003)
Tax Bill$2,620 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-039482

Property Details

APN / Parcel Number

Primary APN01-039482
Alternative APNs
  • 1039482
  • 039482

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,101 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Garage TypeDetached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Patio Area168 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number039482
Street Address1608 CEDAR RD
CitySAINT LEONARD
StateMD
Zip20685-2508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLTS 11-14 BLK 10 SEC A LONG BEACH
Legal SubdivisionLONG BEACH ON THE BAY
Legal Block10
Legal Lot Number11-14
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group1
Census Block1007
Census Tract861100

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4201 FRANKFORT DR, ROCKVILLE, MD 20853-2711
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2003 · Amount on Record
Deed SaleMar 21, 2003 · Amount on Record
Deed Document Number20033072
Deed Book / Page1798 / 116
Last Transfer DateJun 8, 2016
Transfer Doc0047860089
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address1608 CEDAR RD, SAINT LEONARD, MD 20685-2508
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4201 FRANKFORT DR, ROCKVILLE, MD 20853-2711

Mortgage

Document Number0059320117
DateApr 14, 2021
Book Page5932/117
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueApr 8, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$240,700 (+5.66%) Land $99,100 Building $141,600$240,700 (-) Land $99,100 Building $141,600
2025$2,620.00 (+24.88%)$227,800 (+12.77%)$240,700 (+19.16%) Land $99,100 Building $141,600
2023$2,098.00$202,000 Land $99,100 Building $102,900$202,000 Land $99,100 Building $102,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 122 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies122 in force
Nearby Flood Claims17 (2003–2025)
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 75% of Maryland
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEACHES WATER CO-OPERATIVE
private · serves 2,000 people · EPA ID MD0040009
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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