1608 Bloom St, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 1608 Bloom St, Mount Pleasant, SC 29466

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 2,045 sqft · built 2022
Owner	2 Individual Names on File
Last Sale	$840,000 (Jun 2024)
Tax Bill	$3,194 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`596-15-00-549`

Property Details

APN / Parcel Number

Primary APN	`596-15-00-549`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,045 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	1608 BLOOM ST
City	MOUNT PLEASANT
State	SC
Zip	29466-7351
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MAPPLATB 1104 MAPPLATP 119 SUBDIVISIONNAME THE COTTAGES AT RESTORE AT CAROLINA PARK HPR LOT UNIT 12
Legal Subdivision	CAROLINA P ARK HPR
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2028
Census Tract	4617

Owner

1608 Bloom St, a condominium, is owned and occupied by two individuals who acquired it in November 2025.

Source: Charleston County records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1608 BLOOM ST, MOUNT PLEASANT, SC 29466-7351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RENASANT BANK
Nov 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Dec 8, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 18, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2024 · Amount on File
Deed Sale	Jun 25, 2024 · Amount on File
Prior Sale	Jul 27, 2022 · Amount on File
Deed Book / Page	1252 / 820
Last Transfer Date	Nov 19, 2025
Transfer Doc	0013550037
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1608 BLOOM ST, MOUNT PLEASANT, SC 29466-7351
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011260720
Date	Jul 27, 2022
Book Page	1126/720

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1608 BLOOM ST, MOUNT PLEASANT, SC 29466-7351
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011480385
Date	Nov 15, 2022
Book Page	1148/385

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2052

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Dec 8, 2025
Property Address	1608 BLOOM ST, MOUNT PLEASANT, SC 29466-7351
Document Number	0013550037
Book / Page	1355 / 37
Map Reference	MB 953 PG 361
Instrument Date	Nov 19, 2025
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1608 BLOOM ST, MOUNT PLEASANT, SC 29466-7351

Mortgage

Document Number	0000135538
Date	Dec 8, 2025
Instrument	1355/38

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 18, 2021
Property Address	1608 BLOOM ST, MOUNT PLEASANT, SC 29466-7351
Document Number	0010040644
Book / Page	1004 / 644
Map Reference	MB 0953 PG 361
Instrument Date	Jun 9, 2021
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 N POST OAK RD, HOUSTON, TX 77055-7310

Tax Assessment & Valuation

The 2025 property tax bill for 1608 Bloom St was $3,194, up 30.8% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,194.00 (+30.79%)
2024	$2,442.00	$24,800
2022	$1,830.00	$5,280	$132,000 Land $132,000
2020			$670,000 Land $132,000 Building $538,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1608 Bloom St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 996 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,036 units insured incl. 40 condo units
Nearby Flood Claims	9 (2015–2024)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Debby, Aug 2024 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1608 Bloom St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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