16073 130th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 16073 130th Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,404 sqft · built 1978
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$3,476 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-015-0701`

Property Details

APN / Parcel Number

Primary APN	`11-015-0701`

Interior

Building Area	1,404 sqft Total Area
Basement Area	1,344 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	3,135 sqft
Parking Spaces	10 Parking Spaces
Porch	Slab
Deck Area	320 sqft

Location & Zoning

Street Address	16073 130TH AVE
City	MILACA
State	MN
Zip	56353-3316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1/2 OF E 1/2 OF E 1/2 OF SE OF SE 15 38 27 5.00
Legal Range	27
Legal Township	38
Legal Section	15
Jurisdiction	MILLE LACS MN
Township / Civil Division	MILACA
Census Block Group	1
Census Block	1016
Census Tract	170500

Owner

16073 130th Ave is owned and occupied by an individual who acquired it in August 2021.

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	16073 130TH AVE, MILACA, MN 56353-3316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST
Sep 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 21, 2021	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 20, 2021
Transfer Doc	A426951
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	16073 130TH AVE, MILACA, MN 56353-3316
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A450173
Date	Feb 23, 2026
Instrument	A450173

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	SAINT PAUL, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.73%
Type Change Date	May 1, 2031
Change Frequency	3 Years
Min Rate At Change	5.99%
Max Rate At Change	12.7%
Index	3-Year CMT
Max Rate	6%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	16073 130TH AVE, MILACA, MN 56353-3316
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000A426952
Date	Sep 21, 2021
Instrument	A426952

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 21, 2021
Property Address	16073 130TH AVE, MILACA, MN 56353-3316
Document Number	A426951
Instrument Date	Aug 20, 2021
Instrument	A426951
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	ANCONA TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16073 130TH AVE, MILACA, MN 56353-3316

Mortgage

Document Number	A426952
Date	Sep 21, 2021
Instrument	A426952

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Milaca Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,476.00 (+2.18%)	$367,700 (+6.18%) Land $96,000 Building $271,700	$367,700 (+6.18%) Land $96,000 Building $271,700
2025	$3,402.00 (-2.19%) Homeowner's exemption	$346,300 (-11.61%) Land $84,000 Building $262,300	$346,300 (-11.61%) Land $84,000 Building $262,300
2023	$3,478.00	$391,800 Land $68,000 Building $323,800	$391,800 Land $68,000 Building $323,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16073 130th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16073 130th Ave is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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