1607 Wyoming Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1607 Wyoming Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,603 sqft · built 2005
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Nov 2024)
Tax Bill	$5,831 (2025)
Deeds & Mortgages	Jan 2021 Sale Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`79370`

Property Details

APN / Parcel Number

Primary APN	`79370`
Alternative APN	`012630000103470150`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,603 sqft Heated Area
Gross Area	2,130 sqft
1st Floor Area	1,603 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Finished
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	147 sqft
Fence	Fence
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	79370
Street Address	1607 WYOMING AVE
City	SAINT CLOUD
State	FL
Zip	34769-4625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 34 BLK 347 LOTS 15 & 16 03/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	347
Legal Lot Number	3,15-16 16
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4071
Census Tract	43500

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 420490, KISSIMMEE, FL 34742-0490
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Warranty Deed, Transfer INTEGRITY FIRST TITLE
Jul 9, 2019	Deed of Trust, Mortgage QUICKEN LNS
Dec 11, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	Jan 25, 2021 · Amount on Record
Deed Document Number	2024150387
Deed Book / Page	6702 / 740
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 25, 2021
Property Address	1607 WYOMING AVE, SAINT CLOUD, FL 34769-4625
Document Number	0058762803
Book / Page	5876 / 2803
Map Reference	MB B PG 33&34
Instrument Date	Jan 25, 2021
Instrument	2021010961
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	INTEGRITY FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3577 FORSTER AVE, 3577, LEESBURG, FL 34748-8479

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 WYOMING AVE, SAINT CLOUD, FL 34769-4625

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1607 WYOMING AVE, SAINT CLOUD, FL 34769-4625
Document Number	0055562826
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 WYOMING AVE ST CLOUD FL 347694625, ST CLOUD, FL 34769-4625

Mortgage

Document Number	0055562826
Date	Jul 16, 2019
Book Page	005556/002826
Instrument	90583

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 11, 2018
Property Address	1607 WYOMING AVE, SAINT CLOUD, FL 34769-4625
Document Number	0054471593
Book / Page	5447 / 1593
Map Reference	MB B PG 33&34
Instrument Date	Dec 7, 2018
Instrument	2018181238
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	MIZZ TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,519.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	917 13TH ST, 917, SAINT CLOUD, FL 34769-4420

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1607 WYOMING AVE, SAINT CLOUD, FL 34769-4625

Mortgage

Document Number	2018181239
Date	Dec 11, 2018
Instrument	2018181239

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,831.00 (+58.93%)	$325,600 (+32.43%) Land $46,800 Building $278,800	$325,600 (+12.04%) Land $46,800 Building $278,800
2023	$3,669.00 (+3.59%) Homeowner's exemption	$245,875 (+3%)	$290,600 (+17.84%) Land $42,500 Building $248,100
2022	$3,542.00 Homeowner's exemption	$238,714	$246,600 Land $35,100 Building $211,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1983–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Blue Stream.

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